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Zopa: Current account reviews

4.95
Based on 3,534 reviews, last reviewed 9th Feb 2026
169300% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly banking. Very easy to use banking app! Everything very clear. Reviewed on: 9th February 2026
Stephen P's avatar
Stephen P

Latest lowest rating:

1

Found customer service unhelpful Found customer service unhelpful Reviewed on: 9th February 2026
EH's avatar
EH

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (3534)

Easy to understand accounts.

5
Easy to understand accounts. Easy to open and use. Reviewed on: 15th January 2026

Very professional

5
Enjoy my relationship with Zopa, helpful, very professional and they suit my requirements Reviewed on: 15th January 2026

Good Rates!

5
Opened account to get boosted interest rate, found app user friendly and the rates very competitive Reviewed on: 15th January 2026

I love Zopa

5
I love Zopa. Great, easy to use app & top savings interest rates. Being able to control my finances from my phone is so convenient. I have recommended to family & friends. Reviewed on: 15th January 2026

Great experience good repayment options

5
Great experience good repayment options Reviewed on: 15th January 2026

Opening an account with Zopa is really easy.

5
Opening an account with Zopa is really easy. They give a great interest rate and cash back on direct debits. The app is very intuitive and easy to use, and your savings pot are also available and easy to transfer money in and out. Reviewed on: 15th January 2026

Ka Leung

5
App easy to use but internal money moving need few seconds Reviewed on: 15th January 2026

Moving my halifax to my Zopa bank as far better cust...

5
Moving my halifax to my Zopa bank as far better customer service zopa Credit card is fair and easy to manage I also have a Zopa savings Reviewed on: 15th January 2026

A great bank & top saving company with the best returns

5
Glad I went with Zopa. A good bank & the best interest for my savings Reviewed on: 15th January 2026

I’ve never had a problem with Zopa

5
I’ve never had a problem with Zopa Reviewed on: 15th January 2026

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