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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Helpful to me

Helped me to get used to the accounts , lovely to have interest on current account Reviewed on: 10th February 2026

Great credit card and great support

Great credit card and great support Reviewed on: 10th February 2026

Helping me to build my credit score with the Zopa cr...

Helping me to build my credit score with the Zopa credit card Reviewed on: 10th February 2026

Any problems I’ve had has been swiftly rectified, no...

Any problems I’ve had has been swiftly rectified, no hassle and friendly service. Reviewed on: 10th February 2026

Easy to use the services and always keeps you well i...

Easy to use the services and always keeps you well informed. Reviewed on: 10th February 2026

Great banking overall

Easy to open accounts, great interest rates, choice of accounts, quick customer service advice Reviewed on: 10th February 2026

Simple to use

Just easy to use interest rates good Reviewed on: 10th February 2026

Zopa is an excellent place to start to safe and inve...

Zopa is an excellent place to start to safe and invest money Reviewed on: 10th February 2026

Zopa is great for savings

Zopa is great for savings, the interest rates are fantastic. I think the current account is good but it could be improved by being able to set transaction labels, search transactions, set up pots and be able to pay direct debits from them. Reviewed on: 10th February 2026

Nice Customer Service

Nice Customer Service, good interest rate Reviewed on: 10th February 2026

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