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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good all round bank

Good interest rates, easy to use the app and good customer service. Reviewed on: 10th February 2026

Great offers but transaction information is a bit slow.

Great offers but transaction information is a bit slow. Reviewed on: 10th February 2026

App- aliscious

Great App Great interest rates. What’s not to like Reviewed on: 10th February 2026

Easy to use with no hassle and the app is...

Easy to use with no hassle and the app is excellent Reviewed on: 10th February 2026

When I had an issue/question about an issue with the...

When I had an issue/question about an issue with the app the response was quick and the app was changed/fixed very quickly! overall a good experience Reviewed on: 10th February 2026

Helpful and prompt response and action

Helpful and prompt response and action Reviewed on: 10th February 2026

Easy to set up and navigate site.

Easy to set up and navigate site. Reviewed on: 10th February 2026

This is my first online only bank account.

This is my first online only bank account. The team were super helpful, everything I transferred onto the app was paid and it reminded me that it had been done, the savings rate it unlocked for the regular saver was really impressive, the card arrived promptly and worked faultlessly. If there was a single down point it is that NS&I didn't seem to recognise Zopa when I wanted to make my Zopa my linked account but I can hardly blame Zopa for that! Very happy with the experience. Reviewed on: 10th February 2026

Hassle free banking and best bank to invest money

Hassle free banking and best bank to invest money Reviewed on: 10th February 2026

Amazing products ease of use and excellent perks

Amazing products ease of use and excellent perks Reviewed on: 10th February 2026

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