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Zopa: Current account reviews

4.94
Based on 5,244 reviews, last reviewed 15th Feb 2026
249650% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

I’ve had a Zopa credit card and savings account for... I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026
Graham K's avatar
Graham K

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5244)

Easy banking.

5
Easy banking. Competitive rating. Reliable. Reviewed on: 9th February 2026

It’s an all round great online bank

5
It’s an all round great online bank and if you’ve any problems they are easy to contact and the problem is dealt with quickly and efficiently Reviewed on: 9th February 2026

Overall experience

5
Very helpful and easy to navigate Reviewed on: 9th February 2026

Excellent rates of interest for savings, clear terms...

5
Excellent rates of interest for savings, clear terms and conditions, responsive customer service and intuitive user friendly app. Reviewed on: 9th February 2026

Tech of top of banking.

5
Zopa really thinks about what would help with banking, anyone can just start a banking app but this company is clearly looking at the tech on top of banking that helps make it easier than ever. A voice command to send money shows they are paving the way. Reviewed on: 9th February 2026

Forget the rest try the best

5
Excellent interest rate , easy to navigate website , just perfect Reviewed on: 9th February 2026

The total package.

5
Great service, very good diverse products. Very good at informing you about different offers. Reviewed on: 9th February 2026

Good bank always fairzipa best bank

5
Good bank always fair decent bank accounts Reviewed on: 9th February 2026

Good experience no issues highly recommended

5
Good experience no issues highly recommended Reviewed on: 9th February 2026

Good customer services and care.

5
Good customer services and care. Easy with the use of the credit card anywhere you are or goes Reviewed on: 9th February 2026

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