Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,761 reviews, last reviewed 2nd Mar 2026
273500% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app, no problems at all and good... Easy to use app, no problems at all and good rates Reviewed on: 2nd March 2026
Xrwinger 's avatar
Xrwinger

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5761)

good all round account

4
Very good all round account will be even better when you can pay cash into the account. Reviewed on: 9th February 2026

Bank account worth having

5
All the questions that I have asked I’ve always come back with the perfect answer and explained it to me how I so I can understand fantastic bank do not know what I would’ve done without them behind me Reviewed on: 9th February 2026

Zopa has many ways of saving and securing money very...

5
Zopa has many ways of saving and securing money very good and the app is easy to use Reviewed on: 9th February 2026

Just great amazing bank and amazing service

5
Just great amazing bank and amazing service Reviewed on: 9th February 2026

Excellent they now need to embrace the Post Office...

5
Excellent they now need to embrace the Post Office facility of paying in cash at there very many outlets, in extremely wide spread little post offices. Best of two worlds then. Reviewed on: 9th February 2026

Fantastic customer service excellent team

5
Fantastic customer service excellent team player well recommended Reviewed on: 9th February 2026

Opting for Zopa, even with a lower credit limit, mea...

5
Opting for Zopa, even with a lower credit limit, means benefiting from a bank that actively helps support your real-world journey. Reviewed on: 9th February 2026

Easy to use app and excellent interest rates.

5
Easy to use app and excellent interest rates. I am very happy with Zopa Reviewed on: 9th February 2026

Zopa Accounts

3
My account kept being hacked , a nightmare to sort out but they did eventually Reviewed on: 9th February 2026

Everything about Zopa is first class and very profes...

5
Everything about Zopa is first class and very professional Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products