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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Zopa is the future in banking.

Smooth and reliable transaction. Easy access to funds and competitive rates for loans. Good options for savings accounts. Reviewed on: 10th February 2026

Value for money

Value for money for daily banking Reviewed on: 10th February 2026

Decent alternative account however app needs work

The biscuit account is good however the criticism is aim more at the app whereby it needs slightly more polishing as it sometimes crashes and transfers from accounts occasionally fail. Reviewed on: 10th February 2026

great Bank Account & Great App

This is account is so easy to use with many great benefits. Great saving interest rate & everything you need in one app. Reviewed on: 10th February 2026

The bank/app has been amazing and always given you t...

The bank/app has been amazing and always given you tops on how to improve yourself and your credit rating Reviewed on: 10th February 2026

Very good for me Zipa!

Very good for me Zipa because help me this money Reviewed on: 10th February 2026

Great customer service , app is very easy to use and...

Great customer service , app is very easy to use and very informative Reviewed on: 10th February 2026

I’m kept informed of changes and promotions

I’m kept informed of changes and promotions Reviewed on: 10th February 2026

Very good experience zero issues

Very good experience zero issues Reviewed on: 10th February 2026

Heat bank so far best savings account interest rates

Heat bank so far best savings account interest rates Reviewed on: 10th February 2026

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Alternative products

Personal Current Account
from Bank of Ireland 4.44 from 15 reviews
Classic Account
from Lloyds Bank 3.91 from 801 reviews
Current account (discontinued)
from Clydesdale Bank 3.92 from 61 reviews

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