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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very efficient company.

Very efficient company. Good service and prompt replies Reviewed on: 10th February 2026

Excellent interest rates and very easy to move money...

Excellent interest rates and very easy to move money between accounts. Reviewed on: 10th February 2026

An excellent modern service all around, fluid, forwa...

An excellent modern service all around, fluid, forward thinking, just very happy. Reviewed on: 10th February 2026

Zopa is the future in banking.

Smooth and reliable transaction. Easy access to funds and competitive rates for loans. Good options for savings accounts. Reviewed on: 10th February 2026

Value for money

Value for money for daily banking Reviewed on: 10th February 2026

Decent alternative account however app needs work

The biscuit account is good however the criticism is aim more at the app whereby it needs slightly more polishing as it sometimes crashes and transfers from accounts occasionally fail. Reviewed on: 10th February 2026

great Bank Account & Great App

This is account is so easy to use with many great benefits. Great saving interest rate & everything you need in one app. Reviewed on: 10th February 2026

The bank/app has been amazing and always given you t...

The bank/app has been amazing and always given you tops on how to improve yourself and your credit rating Reviewed on: 10th February 2026

Very good for me Zipa!

Very good for me Zipa because help me this money Reviewed on: 10th February 2026

Great customer service , app is very easy to use and...

Great customer service , app is very easy to use and very informative Reviewed on: 10th February 2026

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