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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
75% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Heat bank so far best savings account interest rates

5
Heat bank so far best savings account interest rates Reviewed on: 10th February 2026

A variety of ways to save.

5
A variety of ways to save. Help with investment, loans and finances in general Reviewed on: 10th February 2026

I have been a customer since the beta days and I hav...

5
I have been a customer since the beta days and I have no complaints all is working well with good interest rates Reviewed on: 10th February 2026

Brilliant company polite , friendly and professional

5
Brilliant company polite , friendly and professional Reviewed on: 10th February 2026

I use like 2 years but I like your service...

5
I use like 2 years but I like your service Reviewed on: 10th February 2026

Terrible customer service I have had with the agents

1
Terrible customer service I have had with the agents Reviewed on: 10th February 2026

Great customer service easy to use app brilliant sav...

5
Great customer service easy to use app brilliant savings rate Reviewed on: 10th February 2026

Very helpful.

5
Very helpful. Staff listen to you Reviewed on: 10th February 2026

Very positive, nice app.

5
Very positive, nice app. Very good customer service Reviewed on: 10th February 2026

Very easy to use, easy to navigate, can connect all...

5
Very easy to use, easy to navigate, can connect all the banks in one app. Reviewed on: 10th February 2026

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