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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5766 reviews)

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4.94

Based on 5,766 reviews, last reviewed 2nd Mar 2026

273700% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy to use & very helpful customer... Very easy to use & very helpful customer services Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5766)

Very fantastic straightforward daily update very good

Very fantastic straightforward daily update very good Reviewed on: 9th February 2026

The customer service is excellent

The customer service is excellent Reviewed on: 9th February 2026

Always on the ball if have any issues

Always on the ball if have any issues Reviewed on: 9th February 2026

Very helpful and easy to use highly recommend.

Very helpful and easy to use highly recommend. Reviewed on: 9th February 2026

Really good bank and always there when u need help...

Really good bank and always there when u need help Reviewed on: 9th February 2026

Great to use and easy to access, user friendly and t...

Great to use and easy to access, user friendly and the good thing was about savings pot of 90 days notice period which helps user to save money in a good manner. So I liked it very much Reviewed on: 9th February 2026

Zopa biscuit - just add cuppa!

Great bank, good interest rate easy to use can’t have any complaints. Refreshingly simple great app too Reviewed on: 9th February 2026

Simply, easy to use, with many great features.

Zopa have a very clear lay out with lots of great options for savings and investments. They also give cashback on direct debits and offer surprising gifts, such as one off £5 cashback for using Apple Pay with the Zopa Debit Card. Overall it is very easy to set up a biscuits account and Zopa is full of useful features within the app. Reviewed on: 9th February 2026

Very quick to respond

Very quick to respond via live chat feature. Reviewed on: 9th February 2026

Best thing about ZOPA,

Best thing about ZOPA, respectful and honest about your credit status as well as providing money advice about your finances. ZOPA are different, their app is easy to use and not complicated like its competitors. Reviewed on: 9th February 2026

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