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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zoppa team

a good team in everything you do Reviewed on: 10th February 2026

Good interest rate account with plenty of incentive...

Good interest rate account with plenty of incentives and good borrowing options Reviewed on: 10th February 2026

Very easy to deal with and the app is fantastic

Very easy to deal with and the app is fantastic Reviewed on: 10th February 2026

Best ever customer service I’ve experienced it so ma...

Best ever customer service I’ve experienced it so many times and appreciate it. Reviewed on: 10th February 2026

I have had a very excellent experience with Zopa Can...

I have had a very excellent experience with Zopa Cannot complain out anything, Keep it up. Reviewed on: 10th February 2026

Everything from start of opening the account has bee...

Everything from start of opening the account has been 5 stars Reviewed on: 10th February 2026

Straight forward and easy to navigate and good products

Straight forward and easy to navigate and good products Reviewed on: 10th February 2026

Very easy account to review and manage viacthecapp

Very easy account to review and manage viacthecapp Reviewed on: 10th February 2026

I have had a good experience.

I have had a good experience generally. In fact I wasn't very nice when I spoke to your customer service colleague, with that in mind can please pass on my heart-felt apology, Matthew James Payne. Reviewed on: 10th February 2026

Nice and help and very good bank

Nice and help and very good bank Reviewed on: 10th February 2026

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