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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great banking facilities with excellent interest rat...

Great banking facilities with excellent interest rates for savings and cash back on bills Reviewed on: 10th February 2026

Amazing service never had any issues with my account

Amazing service never had any issues with my account Reviewed on: 10th February 2026

Absolutely the best benefits are excellent

Absolutely the best benefits are excellent Reviewed on: 10th February 2026

Very good interest rates on your savings, and the ap...

Very good interest rates on your savings, and the app is easy to use. Reviewed on: 10th February 2026

Highly efficient and customer friendly services.

Highly efficient and customer friendly services. Zopa has been a great innovative experience for me. Its provide an excellent platform for my banking needs and effective support the management of my financing. It is highly recommended if you desire a one stop for your banking transactions. Reviewed on: 10th February 2026

Easy to navigate.

Easy to navigate. Simple to operate for day-to-day use. Reviewed on: 10th February 2026

I am very happy with this account

Very happy with this bank, i use this bank fór my personál use. Reviewed on: 10th February 2026

Best customer service

I have multiple account types with Zopa - current account, credit card and savings. Zopa is hands down one of the best online banking options that I have used, their team are understanding and when I was not satisfied with an outcome they ensured that the final resolution was a positive one. I would definitely recommend any financial product by them, from genuine first hand experience. Reviewed on: 10th February 2026

The best current account on offer.

The best current account on offer by far. Interest on cash, cashback, linked regular saver and standard savings accounts. All of them at market-beating rates. Absolute no-brainer to bank with Zopa as of February 2026. Reviewed on: 10th February 2026

It has always been pleasant and friendly people on t...

It has always been pleasant and friendly people on the other end and very helpful with what ever you called them for Reviewed on: 10th February 2026

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