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Zopa: Current account reviews

4.94
Based on 5,767 reviews, last reviewed 2nd Mar 2026
273750% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Ease of use and great customer service Ease of use and great customer service Reviewed on: 2nd March 2026
Olu ojo's avatar
Olu ojo

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5767)

Best thing about ZOPA,

5
Best thing about ZOPA, respectful and honest about your credit status as well as providing money advice about your finances. ZOPA are different, their app is easy to use and not complicated like its competitors. Reviewed on: 9th February 2026

Never had any problems with Zopa best bank ever

5
Never had any problems with Zopa best bank ever Reviewed on: 9th February 2026

Simply the best- better than all the rest.

5
Refreshing standard of leadership and customer service with a market beating current account . Well done Zopa .Thank you. Reviewed on: 9th February 2026

Great service experience.

5
Great service experience. Great products Reviewed on: 9th February 2026

What's not to like

5
So easy to open. A very clear app and great interest rate Reviewed on: 9th February 2026

Easy to use love the credit card and my zopa bank ac...

5
Easy to use love the credit card and my zopa bank account Reviewed on: 9th February 2026

Excellent

5
Straight forward and no problems. Reviewed on: 9th February 2026

First class service, upfront and honest information...

5
First class service, upfront and honest information provided and also transparent with information provided . app is brilliant and very easy to use and very user friendly. No hidden information when accessing things and information clear and eat to understand Reviewed on: 9th February 2026

Very good the app was very easy

5
Very good easy access the account simple and the transfer vey quick Reviewed on: 9th February 2026

Customer service nightmare.

5
Customer service is a Foreign call centre. They were a nightmare to deal with. Reviewed on: 9th February 2026

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