Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I have had a good experience.

I have had a good experience generally. In fact I wasn't very nice when I spoke to your customer service colleague, with that in mind can please pass on my heart-felt apology, Matthew James Payne. Reviewed on: 10th February 2026

Nice and help and very good bank

Nice and help and very good bank Reviewed on: 10th February 2026

Great banking facilities with excellent interest rat...

Great banking facilities with excellent interest rates for savings and cash back on bills Reviewed on: 10th February 2026

Amazing service never had any issues with my account

Amazing service never had any issues with my account Reviewed on: 10th February 2026

Absolutely the best benefits are excellent

Absolutely the best benefits are excellent Reviewed on: 10th February 2026

Very good interest rates on your savings, and the ap...

Very good interest rates on your savings, and the app is easy to use. Reviewed on: 10th February 2026

Highly efficient and customer friendly services.

Highly efficient and customer friendly services. Zopa has been a great innovative experience for me. Its provide an excellent platform for my banking needs and effective support the management of my financing. It is highly recommended if you desire a one stop for your banking transactions. Reviewed on: 10th February 2026

Easy to navigate.

Easy to navigate. Simple to operate for day-to-day use. Reviewed on: 10th February 2026

I am very happy with this account

Very happy with this bank, i use this bank fór my personál use. Reviewed on: 10th February 2026

Best customer service

I have multiple account types with Zopa - current account, credit card and savings. Zopa is hands down one of the best online banking options that I have used, their team are understanding and when I was not satisfied with an outcome they ensured that the final resolution was a positive one. I would definitely recommend any financial product by them, from genuine first hand experience. Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Club Lloyds current account
from Lloyds Bank 4.47 from 687 reviews
Black Current Account
from RBS 3.49 from 19 reviews
Debit Card (discontinued)
from Fineco Bank (inactive company) 3.81 from 1 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub