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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I have only positives dealing with zopa.

I have only positives dealing with zopa. As of today, I have nothing negative to mention. Reviewed on: 10th February 2026

Great account

Brillant account and has everything . Reviewed on: 10th February 2026

I’m very happy being part of the ZOPA family, I know...

I’m very happy being part of the ZOPA family, I know exactly where I am on a daily basis, my biscuit account pays me interest something most other high street branches don’t do. Reviewed on: 10th February 2026

Easy to use app simple and easy to navigate all...

Easy to use app simple and easy to navigate all account Reviewed on: 10th February 2026

Great banking experience

Professional banking with easy processes Reviewed on: 10th February 2026

I haven’t had any problem with Zopa and it’s a relia...

I haven’t had any problem with Zopa and it’s a reliable bank to trust Reviewed on: 10th February 2026

I find Zopa Biscuit so easy to use.

I find Zopa so easy to use, withdrawals and deposits are usually instant to and from my pots, rates are good. I love the pots that I can transfer money to in my primary account linked to my biscuit, and I love the fact that you keep me notified when I am due to add £500 in order to keep my great savings rate in my pots. Customer service have been excellent in replying to my questions. It is just so easy to work with and has helped me organise my finances in a much better way than traditional banking! Reviewed on: 10th February 2026

Great interest rates .

Great interest rates . Simple to use Reviewed on: 10th February 2026

Very smooth

Very smooth with no problems. Amazing bank for savings Reviewed on: 10th February 2026

Best interest rates for a regular saving account.

Best interest rates for a regular saving account. Reviewed on: 10th February 2026

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