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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

The best current account on offer.

The best current account on offer by far. Interest on cash, cashback, linked regular saver and standard savings accounts. All of them at market-beating rates. Absolute no-brainer to bank with Zopa as of February 2026. Reviewed on: 10th February 2026

It has always been pleasant and friendly people on t...

It has always been pleasant and friendly people on the other end and very helpful with what ever you called them for Reviewed on: 10th February 2026

Very good Zopa and very good expert

Very good Zopa and very good expert Reviewed on: 10th February 2026

Great savings interest rate rates

Great savings interest rate rates Reviewed on: 10th February 2026

Excellent savings interest rates and excellent direc...

Excellent savings interest rates and excellent direct debit interest in current account.Also good that Zopa current account gives a good interest on your balance .Great customer service and easy to use app with many features Reviewed on: 10th February 2026

Always easy to use and gives good interest.

Always easy to use and gives good interest. Reviewed on: 10th February 2026

Very impressive service

Excellent work and great service from customer service Reviewed on: 10th February 2026

Excellent and easy-to-use banking service

I have had a very positive experience with Zopa’s current account. The app is easy to use, everything is clear and well organised, and managing my money has been simple and convenient. Customer service has also been helpful whenever I needed support. Overall, Zopa provides comprehensive banking services and I would recommend it to others. Reviewed on: 10th February 2026

Must have account & app

Fantastic current account and even more brilliant app!! Absolutely love it and recommend it to everyone Reviewed on: 10th February 2026

Great bank great app 5 star

I love the zopa account the app is easy to use and the benefits are great Highly recommend this to anyone needing an online bank account Reviewed on: 10th February 2026

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