Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,795 reviews, last reviewed 5th Mar 2026
550200% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and no problems and all Really good and no problems and all Reviewed on: 5th March 2026
Daniel b's avatar
Daniel b

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5795)

Simply the best- better than all the rest.

5
Refreshing standard of leadership and customer service with a market beating current account . Well done Zopa .Thank you. Reviewed on: 9th February 2026

Great service experience.

5
Great service experience. Great products Reviewed on: 9th February 2026

What's not to like

5
So easy to open. A very clear app and great interest rate Reviewed on: 9th February 2026

Easy to use love the credit card and my zopa bank ac...

5
Easy to use love the credit card and my zopa bank account Reviewed on: 9th February 2026

Excellent

5
Straight forward and no problems. Reviewed on: 9th February 2026

First class service, upfront and honest information...

5
First class service, upfront and honest information provided and also transparent with information provided . app is brilliant and very easy to use and very user friendly. No hidden information when accessing things and information clear and eat to understand Reviewed on: 9th February 2026

Very good the app was very easy

5
Very good easy access the account simple and the transfer vey quick Reviewed on: 9th February 2026

Customer service nightmare.

5
Customer service is a Foreign call centre. They were a nightmare to deal with. Reviewed on: 9th February 2026

Great, easy to use, great rates .

5
Great, easy to use, great rates . Good regular saver Reviewed on: 9th February 2026

Zopa a great player in the game

3
Good savings interest. Like cashback. Easy to use app. Would like yo add photo of receipt like Monzo on transaction. Customer service element but slow. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products