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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good support

Always respond quickly. Great interest ratings and good perks for being an account holder. Reviewed on: 9th February 2026

Great bank account with good interest rates and cash...

Great bank account with good interest rates and cashback incentive on bills paid through the account. Easy to use interface - excellent all around bank! Reviewed on: 9th February 2026

Excellent service always, Meets my banking needs.

Excellent service always, Meets my banking needs. Reviewed on: 9th February 2026

Great for cash back on bills sometimes lacking with...

Great for cash back on bills sometimes lacking with uerbility in other banks Reviewed on: 9th February 2026

Easy application, smooth onboarding and good products

Easy application, smooth onboarding and good products Reviewed on: 9th February 2026

Banking made easy

Good interest on savings also love the Ai support in making transfers absolutely love it Reviewed on: 9th February 2026

Easy to manage account on line.

Easy to manage account on line. Excellent interest rates. Reviewed on: 9th February 2026

Excellent rewards and good customer service

Excellent rewards and good customer service Reviewed on: 9th February 2026

it’s bein the best would niver change banks now

it’s bein the best would niver change banks now Reviewed on: 9th February 2026

Enjoying my Zopa basic account, easy transfer, use t...

Enjoying my Zopa basic account, easy transfer, use the app, savings pot gives a little interest Reviewed on: 9th February 2026

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