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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
73% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Started saving in July of 2024 and I’ve loved every...

5
Started saving in July of 2024 and I’ve loved every minute of it, transfers are easy and setting up pots is very very rewarding, I can manage all my finances in one place and with investment now I’ve got all I need in one place Reviewed on: 9th February 2026

Simple and easy to make an account.

5
Simple and easy to make an account. Interest rates very competitive Reviewed on: 9th February 2026

Very nice experience to have account with Zoppa

5
Very nice experience to have account with Zoppa Reviewed on: 9th February 2026

I have loved the Biscuit current account.

5
I have loved the Biscuit current account. The app is really easy to use and the cashback on bills is great. Any issues I've had have been sorted swiftly. I recommend the account to all of my friends and family. Reviewed on: 9th February 2026

good service good customer service much eacy to apply

5
good service good customer service much eacy to apply Reviewed on: 9th February 2026

Excellent

5
5 * service very good experience Reviewed on: 9th February 2026

Is good for me not problem good service and fast

4
Is good for me not problem good service and fast Reviewed on: 9th February 2026

Try n find out

5
Application for it was simple and smooth n didn’t take long. Ever since I started using it. I haven’t had any issues. Every update was notified. Reviewed on: 9th February 2026

Blessings

4
I love the way they look after me when I need their help Reviewed on: 9th February 2026

Xxxxx xxxxxx

5
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