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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great bank account with good interest rates and cash...

Great bank account with good interest rates and cashback incentive on bills paid through the account. Easy to use interface - excellent all around bank! Reviewed on: 9th February 2026

Excellent service always, Meets my banking needs.

Excellent service always, Meets my banking needs. Reviewed on: 9th February 2026

Great for cash back on bills sometimes lacking with...

Great for cash back on bills sometimes lacking with uerbility in other banks Reviewed on: 9th February 2026

Easy application, smooth onboarding and good products

Easy application, smooth onboarding and good products Reviewed on: 9th February 2026

Banking made easy

Good interest on savings also love the Ai support in making transfers absolutely love it Reviewed on: 9th February 2026

Easy to manage account on line.

Easy to manage account on line. Excellent interest rates. Reviewed on: 9th February 2026

Excellent rewards and good customer service

Excellent rewards and good customer service Reviewed on: 9th February 2026

it’s bein the best would niver change banks now

it’s bein the best would niver change banks now Reviewed on: 9th February 2026

Enjoying my Zopa basic account, easy transfer, use t...

Enjoying my Zopa basic account, easy transfer, use the app, savings pot gives a little interest Reviewed on: 9th February 2026

Started saving in July of 2024 and I’ve loved every...

Started saving in July of 2024 and I’ve loved every minute of it, transfers are easy and setting up pots is very very rewarding, I can manage all my finances in one place and with investment now I’ve got all I need in one place Reviewed on: 9th February 2026

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