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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fast efficient service allowing more control over yo...

Fast efficient service allowing more control over your finances. Reviewed on: 9th February 2026

Excellent Bank , and app very easy to use

Excellent Bank , and app very easy to use Reviewed on: 9th February 2026

Excellent, good feelings.

Excellent, good feelings. So far so good. It has been straightforward and friendly arrangement. Reviewed on: 9th February 2026

Quick and efficient and would recommend to my family...

Quick and efficient and would recommend to my family and friends Reviewed on: 9th February 2026

Good interest on saving accounts

Good interest on saving accounts Reviewed on: 9th February 2026

Easy and simple process.

Easy and simple process. Great app, would use again. Reviewed on: 9th February 2026

Simple, good UI, seems to have some good offers avai...

Simple, good UI, seems to have some good offers available for new customers. Have not tried customer service yet but so far have not had issues with the online chat for simpler tasks such as changing address Reviewed on: 9th February 2026

I like the cashback on direct debits I think this is...

I like the cashback on direct debits I think this is amazing. Reviewed on: 9th February 2026

Zopa bank provides a very good service

Zopa bank provides a very good service Reviewed on: 9th February 2026

It's so intuitive and quick!

It's so intuitive and quick! Easy to set up and run. Reviewed on: 9th February 2026

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