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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good.

Very good. Great bank to work with. Transfers straight away Reviewed on: 9th February 2026

Excellent.

Excellent. Best rates with minimum fuss. Reviewed on: 9th February 2026

Zopawopa doopity doo

Love the ability to manage most of my money in other accounts all within Zopa. One of the better rates for regular savings currently too and has a decent (albeit limited) cashback on bills reward. Reviewed on: 9th February 2026

Great company

Its been amazing and they're very helpful too with a good app, I have recommended many people to use this company and they are all happy aswell which is good Reviewed on: 9th February 2026

Everything is so easy to manage with Zopa, great int...

Everything is so easy to manage with Zopa, great interest rate, cashback and great selection of savings accounts Reviewed on: 9th February 2026

Great interest rates easy to use app

Great interest rates easy to use app Reviewed on: 9th February 2026

No issues so far, everything is working fine

No issues so far, everything is working fine Reviewed on: 9th February 2026

I never thought id be approved

I never thought id be approved in a million years, ive started building my credit score and being responsible with my money. It was so easy to apply, and as far as im aware the pre approval does not go on your credit file. Reviewed on: 9th February 2026

Best card ever, I am happy with zopa

Best card ever, I am happy with zopa Reviewed on: 9th February 2026

Great customer service.

Great customer service. Good rate. Clarity of all services andcaccount types Reviewed on: 9th February 2026

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