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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent Bank , and app very easy to use

Excellent Bank , and app very easy to use Reviewed on: 9th February 2026

Excellent, good feelings.

Excellent, good feelings. So far so good. It has been straightforward and friendly arrangement. Reviewed on: 9th February 2026

Quick and efficient and would recommend to my family...

Quick and efficient and would recommend to my family and friends Reviewed on: 9th February 2026

Good interest on saving accounts

Good interest on saving accounts Reviewed on: 9th February 2026

Easy and simple process.

Easy and simple process. Great app, would use again. Reviewed on: 9th February 2026

Simple, good UI, seems to have some good offers avai...

Simple, good UI, seems to have some good offers available for new customers. Have not tried customer service yet but so far have not had issues with the online chat for simpler tasks such as changing address Reviewed on: 9th February 2026

I like the cashback on direct debits I think this is...

I like the cashback on direct debits I think this is amazing. Reviewed on: 9th February 2026

Zopa bank provides a very good service

Zopa bank provides a very good service Reviewed on: 9th February 2026

It's so intuitive and quick!

It's so intuitive and quick! Easy to set up and run. Reviewed on: 9th February 2026

Very good.

Very good. Great bank to work with. Transfers straight away Reviewed on: 9th February 2026

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