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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent.

Excellent. Best rates with minimum fuss. Reviewed on: 9th February 2026

Zopawopa doopity doo

Love the ability to manage most of my money in other accounts all within Zopa. One of the better rates for regular savings currently too and has a decent (albeit limited) cashback on bills reward. Reviewed on: 9th February 2026

Great company

Its been amazing and they're very helpful too with a good app, I have recommended many people to use this company and they are all happy aswell which is good Reviewed on: 9th February 2026

Everything is so easy to manage with Zopa, great int...

Everything is so easy to manage with Zopa, great interest rate, cashback and great selection of savings accounts Reviewed on: 9th February 2026

Great interest rates easy to use app

Great interest rates easy to use app Reviewed on: 9th February 2026

No issues so far, everything is working fine

No issues so far, everything is working fine Reviewed on: 9th February 2026

I never thought id be approved

I never thought id be approved in a million years, ive started building my credit score and being responsible with my money. It was so easy to apply, and as far as im aware the pre approval does not go on your credit file. Reviewed on: 9th February 2026

Best card ever, I am happy with zopa

Best card ever, I am happy with zopa Reviewed on: 9th February 2026

Great customer service.

Great customer service. Good rate. Clarity of all services andcaccount types Reviewed on: 9th February 2026

Zopa is very convenient and user friendly.

Zopa is very convenient and user friendly. It has all the necessary features and options needed specially for first time user. Also unique approach for customers, system wise. Reviewed on: 9th February 2026

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