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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa is very convenient and user friendly.

Zopa is very convenient and user friendly. It has all the necessary features and options needed specially for first time user. Also unique approach for customers, system wise. Reviewed on: 9th February 2026

Established Zopa user makes the biscuit work

I have been with Zopa for many years using many of their products - their new biscuit current account has been a similar level of quality and ease of use. I’ve already referred 2 people - I couldn’t recommend it higher. It helps me to save and manage my day-to-day banking whilst also receiving 2% - I have also made the most of their 7.1% saver. A fabulous rate. Reviewed on: 9th February 2026

Great bank always on hand to help excellent rates an...

Great bank always on hand to help excellent rates and better banking than most high street ones offer most happy that I’ve switched to Zopa bank provider Reviewed on: 9th February 2026

Plain Sailing

From day 1 of opening account everything has gone without a single thing of concern. Reviewed on: 9th February 2026

I love the cash back but it’s not too much.

I love the cash back but it’s not too much. Reviewed on: 9th February 2026

Great easy to use app.

Great easy to use app. Excellent savings rates and cashback. Reviewed on: 9th February 2026

Great interest rates and funky app

Great interest rates and funky app Reviewed on: 9th February 2026

Get an account and watch the interest

Best survice good interest rates and understanding Reviewed on: 9th February 2026

The have been an incredible decision for me

The have been an incredible decision for me. So easy to use and amazing savings account interest rate Reviewed on: 9th February 2026

New to Zopa, so much to offer, look beyond your cred...

New to Zopa, so much to offer, look beyond your credit, all information up to date, keep you updated with offers and always there to help or advise Reviewed on: 9th February 2026

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