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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fast and easy.

Fast and easy. Good app. Very low interest Reviewed on: 9th February 2026

Very slow and can never get hold of anyone

Very slow and can never get hold of anyone Reviewed on: 9th February 2026

Very happy with the app and service

Very happy with the app and service Reviewed on: 9th February 2026

Easy set up and great savings rates

So easy to set up and keep you informed all the way along. Great products and fantastic rates. Reviewed on: 9th February 2026

Great banking app

Love the simplicity of the banking app Reviewed on: 9th February 2026

The app is good, but they need to work on pending more.

The app is good, but they need to work on pending more. Don't wait until the next day. Reviewed on: 9th February 2026

Never any issues Great account with extras

Never any issues Great account with extras Reviewed on: 9th February 2026

High percentage rate, would be nice to get a much lo...

High percentage rate, would be nice to get a much lower rate. Reviewed on: 9th February 2026

Love it!!

I’ve been using Zopa for a few months now and I think it’s a great banking and finance app so far Reviewed on: 9th February 2026

The best regular saving account

Excellent app, daily interest paid at a high rate. Reviewed on: 9th February 2026

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