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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Established Zopa user makes the biscuit work

I have been with Zopa for many years using many of their products - their new biscuit current account has been a similar level of quality and ease of use. I’ve already referred 2 people - I couldn’t recommend it higher. It helps me to save and manage my day-to-day banking whilst also receiving 2% - I have also made the most of their 7.1% saver. A fabulous rate. Reviewed on: 9th February 2026

Great bank always on hand to help excellent rates an...

Great bank always on hand to help excellent rates and better banking than most high street ones offer most happy that I’ve switched to Zopa bank provider Reviewed on: 9th February 2026

Plain Sailing

From day 1 of opening account everything has gone without a single thing of concern. Reviewed on: 9th February 2026

I love the cash back but it’s not too much.

I love the cash back but it’s not too much. Reviewed on: 9th February 2026

Great easy to use app.

Great easy to use app. Excellent savings rates and cashback. Reviewed on: 9th February 2026

Great interest rates and funky app

Great interest rates and funky app Reviewed on: 9th February 2026

Get an account and watch the interest

Best survice good interest rates and understanding Reviewed on: 9th February 2026

The have been an incredible decision for me

The have been an incredible decision for me. So easy to use and amazing savings account interest rate Reviewed on: 9th February 2026

New to Zopa, so much to offer, look beyond your cred...

New to Zopa, so much to offer, look beyond your credit, all information up to date, keep you updated with offers and always there to help or advise Reviewed on: 9th February 2026

Fast and easy.

Fast and easy. Good app. Very low interest Reviewed on: 9th February 2026

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