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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very cool idea good smart

Good review excellent smart very good incredible Reviewed on: 9th February 2026

Positive Experience

I've had very positive experiences with Zopa. Reviewed on: 9th February 2026

Zopa Credit Card offers a refreshingly simple and ho...

Zopa Credit Card offers a refreshingly simple and honest credit card experience. From the clear application process to the easy-to-use app, everything feels designed with the customer in mind. The transparency around limits, interest, and repayments builds real trust, and the app makes managing money stress-free. It’s rare to find a credit card provider that feels this fair, modern, and supportive. Reviewed on: 9th February 2026

I’m very happy for Zopa bank bdnsmsbd

I’m very happy for Zopa bank bdnsmsbd Reviewed on: 9th February 2026

One of the easiest banks I’ve used.

Zopa is honestly one of the easiest banks I’ve used. It’s modern, straightforward, efficient and simple. Everything is managed online, so it just feels effortless. 5 starts to them. Reviewed on: 9th February 2026

Best ever thank you 100%.

Best ever thank you 100%. The best things Reviewed on: 9th February 2026

Easy account set and for transactions

Easy account set and for transactions Reviewed on: 9th February 2026

Fast and Furious.

Fast and Furious..easy spending and available instant Reviewed on: 9th February 2026

Good start, but tell us a little more.

Good start Reviewed on: 9th February 2026

My accounts.

Good communication, easy to understand and follow instructions I'm very happy with my credit card and bank account, thanks. Reviewed on: 9th February 2026

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