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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I love Zopa it is everything I ever wanted I need to...

I love Zopa it is everything I ever wanted I need to change my salary to go in to my bank account with Zopa. The app is so easy to use. The only criticism is that you can’t remove closed accounts so you can just see it there closed all the time and it is annoys me lol Reviewed on: 9th February 2026

Biscuit takes the ... biscuit

Never had any cause to use customer service. Bank entirely through the app. Excellent cash back offers, interest and facility to move money quickly across different accounts. Never had any issues with direct debits. Reviewed on: 9th February 2026

It has helped me so much when other banks wouldnt

It has helped me so much when other banks wouldnt Reviewed on: 9th February 2026

No commentsbut all to my satisfaction.

No commentsbut all to my satisfaction.i have no problem since I opened this account Reviewed on: 9th February 2026

I love Zopa for my credit card and savings

I got accepted for a credit card which I was very happy about and now I trust Zopa wit my savings I have a few pots and I love that I can log on and just check them each day and the interest on one of the is very good Reviewed on: 9th February 2026

Really really good highly recomrnded Zopa

Really really good highly recomrnded Zopa Reviewed on: 9th February 2026

Zopa has everything you want

Zopa has everything you want for a great current account. It pays 2% interest and cashback on direct debits. It has a great app that's easy to use and move money around to linked accounts. Perfect. Reviewed on: 9th February 2026

Easy bank account

No issues with Zopa. Easy to deal with Reviewed on: 9th February 2026

Amazing bank and great savings products.

Amazing bank and great savings products. Reviewed on: 9th February 2026

Saving’s Pot

The interest rates are highly competitive and very rewarding. Reviewed on: 9th February 2026

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