Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Saving’s Pot

The interest rates are highly competitive and very rewarding. Reviewed on: 9th February 2026

The highlight for me is getting cash back

The highlight for me is getting cash back on my be think that’s alone is unique and expires me as a customer to have more direct debit set up and also thinking of changing my salary into my Zopa account because also give additional cash back, in all very good competitor a disruptor to the banking sector, I like Reviewed on: 9th February 2026

Excellent customer service, fantastic people

Excellent customer service, fantastic people Reviewed on: 9th February 2026

Been very good with me providing support when needed

Been very good with me providing support when needed Reviewed on: 9th February 2026

Efficiently

Running all accounts easy good back up available Reviewed on: 9th February 2026

Great customer service easy to use app

Great customer service easy to use app Reviewed on: 9th February 2026

Very happy with the service and the great customer s...

Very happy with the service and the great customer service which has all the answers that are needed, Also if any problems you always get a great response. Reviewed on: 9th February 2026

Just took the plunge to open a new account.

Just took the plunge to open a new account. Savings rates and cash back offers are great Reviewed on: 9th February 2026

Love the biscuit account

The app is super easy to use and transferring money between accounts is seamless. Plus the interest on savings attached to biscuit account is good! Reviewed on: 9th February 2026

Excellant service

Staff Friendly and helpful always there to help. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Kroo 4.88 from 5957 reviews
FlexPlus
from Nationwide 4.06 from 358 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.82 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub