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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

The highlight for me is getting cash back

The highlight for me is getting cash back on my be think that’s alone is unique and expires me as a customer to have more direct debit set up and also thinking of changing my salary into my Zopa account because also give additional cash back, in all very good competitor a disruptor to the banking sector, I like Reviewed on: 9th February 2026

Excellent customer service, fantastic people

Excellent customer service, fantastic people Reviewed on: 9th February 2026

Been very good with me providing support when needed

Been very good with me providing support when needed Reviewed on: 9th February 2026

Efficiently

Running all accounts easy good back up available Reviewed on: 9th February 2026

Great customer service easy to use app

Great customer service easy to use app Reviewed on: 9th February 2026

Very happy with the service and the great customer s...

Very happy with the service and the great customer service which has all the answers that are needed, Also if any problems you always get a great response. Reviewed on: 9th February 2026

Just took the plunge to open a new account.

Just took the plunge to open a new account. Savings rates and cash back offers are great Reviewed on: 9th February 2026

Love the biscuit account

The app is super easy to use and transferring money between accounts is seamless. Plus the interest on savings attached to biscuit account is good! Reviewed on: 9th February 2026

Excellant service

Staff Friendly and helpful always there to help. Reviewed on: 9th February 2026

Easy to apply and offers different savings pots.

Easy to apply and offers different savings pots. Reviewed on: 9th February 2026

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