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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to apply and offers different savings pots.

Easy to apply and offers different savings pots. Reviewed on: 9th February 2026

Absolutely love Zopa

Absolutely love the app! Great communication and excellent perks on the account. Would definitely recommend Zopa Reviewed on: 9th February 2026

Best account

Have used Zopa for a couple of years now. So easy to use the app with all information clearly available. Easy to open pots, give notice and change things around Reviewed on: 9th February 2026

Great account for earning interest

Great account for earning interest Reviewed on: 9th February 2026

Friendly professional on point.

Friendly professional on point.exceeds expectations Reviewed on: 9th February 2026

So easy to set up accounts & top rates

So easy to set up an account and the rates are brilliant, it's easy to move money between accounts and from my account with another provider. I've not needed to use customer service because there's been no problems so can't rate them but that's a good thing! Reviewed on: 9th February 2026

So far I have not had any problems.

So far I have not had any problems. Very happy! Reviewed on: 9th February 2026

Overall, good experience.

Overall, good experience. Easy transfers, no fuss. Reviewed on: 9th February 2026

Great interest rate, better than anything else I cou...

Great interest rate, better than anything else I could find. Reviewed on: 9th February 2026

I love that the online side is so easy to navigate,...

I love that the online side is so easy to navigate, and so easy to understand. I feel confident in using zopa knowing everything is safe and secure, and if I have problems they are easy to resolve online. Reviewed on: 9th February 2026

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