Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6601)

Easy bank account

5
No issues with Zopa. Easy to deal with Reviewed on: 9th February 2026

Amazing bank and great savings products.

5
Amazing bank and great savings products. Reviewed on: 9th February 2026

Saving’s Pot

5
The interest rates are highly competitive and very rewarding. Reviewed on: 9th February 2026

The highlight for me is getting cash back

5
The highlight for me is getting cash back on my be think that’s alone is unique and expires me as a customer to have more direct debit set up and also thinking of changing my salary into my Zopa account because also give additional cash back, in all very good competitor a disruptor to the banking sector, I like Reviewed on: 9th February 2026

Excellent customer service, fantastic people

5
Excellent customer service, fantastic people Reviewed on: 9th February 2026

Been very good with me providing support when needed

4
Been very good with me providing support when needed Reviewed on: 9th February 2026

Efficiently

5
Running all accounts easy good back up available Reviewed on: 9th February 2026

Great customer service easy to use app

5
Great customer service easy to use app Reviewed on: 9th February 2026

Very happy with the service and the great customer s...

5
Very happy with the service and the great customer service which has all the answers that are needed, Also if any problems you always get a great response. Reviewed on: 9th February 2026

Just took the plunge to open a new account.

5
Just took the plunge to open a new account. Savings rates and cash back offers are great Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69088 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44354 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa
    View all products