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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Absolutely love Zopa

Absolutely love the app! Great communication and excellent perks on the account. Would definitely recommend Zopa Reviewed on: 9th February 2026

Best account

Have used Zopa for a couple of years now. So easy to use the app with all information clearly available. Easy to open pots, give notice and change things around Reviewed on: 9th February 2026

Great account for earning interest

Great account for earning interest Reviewed on: 9th February 2026

Friendly professional on point.

Friendly professional on point.exceeds expectations Reviewed on: 9th February 2026

So easy to set up accounts & top rates

So easy to set up an account and the rates are brilliant, it's easy to move money between accounts and from my account with another provider. I've not needed to use customer service because there's been no problems so can't rate them but that's a good thing! Reviewed on: 9th February 2026

So far I have not had any problems.

So far I have not had any problems. Very happy! Reviewed on: 9th February 2026

Overall, good experience.

Overall, good experience. Easy transfers, no fuss. Reviewed on: 9th February 2026

Great interest rate, better than anything else I cou...

Great interest rate, better than anything else I could find. Reviewed on: 9th February 2026

I love that the online side is so easy to navigate,...

I love that the online side is so easy to navigate, and so easy to understand. I feel confident in using zopa knowing everything is safe and secure, and if I have problems they are easy to resolve online. Reviewed on: 9th February 2026

It was easy to apply for the credit card and then go...

It was easy to apply for the credit card and then got a current account too. Reviewed on: 9th February 2026

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