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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Love the biscuit account

The app is super easy to use and transferring money between accounts is seamless. Plus the interest on savings attached to biscuit account is good! Reviewed on: 9th February 2026

Excellant service

Staff Friendly and helpful always there to help. Reviewed on: 9th February 2026

Easy to apply and offers different savings pots.

Easy to apply and offers different savings pots. Reviewed on: 9th February 2026

Absolutely love Zopa

Absolutely love the app! Great communication and excellent perks on the account. Would definitely recommend Zopa Reviewed on: 9th February 2026

Best account

Have used Zopa for a couple of years now. So easy to use the app with all information clearly available. Easy to open pots, give notice and change things around Reviewed on: 9th February 2026

Great account for earning interest

Great account for earning interest Reviewed on: 9th February 2026

Friendly professional on point.

Friendly professional on point.exceeds expectations Reviewed on: 9th February 2026

So easy to set up accounts & top rates

So easy to set up an account and the rates are brilliant, it's easy to move money between accounts and from my account with another provider. I've not needed to use customer service because there's been no problems so can't rate them but that's a good thing! Reviewed on: 9th February 2026

So far I have not had any problems.

So far I have not had any problems. Very happy! Reviewed on: 9th February 2026

Overall, good experience.

Overall, good experience. Easy transfers, no fuss. Reviewed on: 9th February 2026

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