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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I needed a new bank account and Zopa reviewed excell...

I needed a new bank account and Zopa reviewed excellent so glad I picked them it’s so easy and app is the best banking app I have ever used, it’s easy you can link other account it’s just made my life a lot easier. Reviewed on: 9th February 2026

Looked after or what.

Im gratefully guided all the way by Zopa when it comes to finance its like having your own financial advisor to keep you on the right track,i am always grateful. Reviewed on: 9th February 2026

Great interest rate. Very user friendly app.

Very user friendly app. Great interest rate. Reviewed on: 9th February 2026

The customer service was really helpful

The customer service was really helpful Reviewed on: 9th February 2026

Best interest rates around

Best interest rates around. App reminders of when payments are due, notifications when money applied. Reviewed on: 9th February 2026

Fast, easy, effective & functional

Really quick & easy to open the account. The app is clear, fast and logically laid out, making it simple to view & make transactions. Great benefits & even the debit card is distinctive and attractive. No complaints at all. Reviewed on: 9th February 2026

Great bank

It has been the easiest and quickest way to control my money. Reviewed on: 9th February 2026

Really good banking service.

Really good banking service. I’ve been with them for a while and seen how the service has been developed. The app is far more reliable that the traditional high street banks’ Reviewed on: 9th February 2026

All good

The app works well. All very intuitive and the interest rates are very good too, which will keep me with you guys Reviewed on: 9th February 2026

Top notch customer service and easy bank usage

Top notch customer service and easy bank usage Reviewed on: 9th February 2026

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