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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great interest rate, better than anything else I cou...

Great interest rate, better than anything else I could find. Reviewed on: 9th February 2026

I love that the online side is so easy to navigate,...

I love that the online side is so easy to navigate, and so easy to understand. I feel confident in using zopa knowing everything is safe and secure, and if I have problems they are easy to resolve online. Reviewed on: 9th February 2026

It was easy to apply for the credit card and then go...

It was easy to apply for the credit card and then got a current account too. Reviewed on: 9th February 2026

Simple, Smooth, and Reliable

Absolutely brilliant experience with Zopa Bank. The app is smooth and easy to use, everything is transparent, and customer support is genuinely helpful and quick to respond. Opening and managing my account has been stress-free from start to finish. Easily one of the best digital banking experiences I’ve had - highly recommended. Reviewed on: 9th February 2026

Easy to use app with great products.

Easy to use app with great products. Efficient set up when opening account. Reviewed on: 9th February 2026

Easy, accessible, and quick

Account was easy to open, when i didnt get my card in the post they quickly rearranged for another one to be issued Reviewed on: 9th February 2026

Well worth having a Zopa account

Not had any issues since I’ve had the account, been made easier for me to access all my accounts. Reviewed on: 9th February 2026

It provides essential features for everyday banking.

It provides essential features for everyday banking. 2% Cashback for direct debit. Reviewed on: 9th February 2026

Love Zopa best bank yet I have told my family and fr...

Love Zopa best bank yet I have told my family and friends also Reviewed on: 9th February 2026

I had been in hospital without my phone, I had incur...

I had been in hospital without my phone, I had incurred a late payment fee, I made a deposit and called your customer service, explained my situation and your rep was kind enough to refund me the late payment charge Reviewed on: 9th February 2026

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