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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa is excellent

Zopa is excellent unable to fault them. Reviewed on: 9th February 2026

Great assistance online

Great assistance online, felt comfortable when asking for help Reviewed on: 9th February 2026

I needed a new bank account and Zopa reviewed excell...

I needed a new bank account and Zopa reviewed excellent so glad I picked them it’s so easy and app is the best banking app I have ever used, it’s easy you can link other account it’s just made my life a lot easier. Reviewed on: 9th February 2026

Looked after or what.

Im gratefully guided all the way by Zopa when it comes to finance its like having your own financial advisor to keep you on the right track,i am always grateful. Reviewed on: 9th February 2026

Great interest rate. Very user friendly app.

Very user friendly app. Great interest rate. Reviewed on: 9th February 2026

The customer service was really helpful

The customer service was really helpful Reviewed on: 9th February 2026

Best interest rates around

Best interest rates around. App reminders of when payments are due, notifications when money applied. Reviewed on: 9th February 2026

Fast, easy, effective & functional

Really quick & easy to open the account. The app is clear, fast and logically laid out, making it simple to view & make transactions. Great benefits & even the debit card is distinctive and attractive. No complaints at all. Reviewed on: 9th February 2026

Great bank

It has been the easiest and quickest way to control my money. Reviewed on: 9th February 2026

Really good banking service.

Really good banking service. I’ve been with them for a while and seen how the service has been developed. The app is far more reliable that the traditional high street banks’ Reviewed on: 9th February 2026

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