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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good for banking and credit card .

Very good for banking and credit card . Easy to use would recommend Reviewed on: 9th February 2026

I think this is the best credit card I had it's very...

I think this is the best credit card I had it's very low interest I love it Reviewed on: 9th February 2026

Really enjoyed it until there was a transaction made...

Really enjoyed it until there was a transaction made on my account that I didn’t know anything about which I’ve sent reported over a week ago and sell her nothing back shame because it’s locked down my horse experience now Reviewed on: 9th February 2026

Excellent

Brilliant bank give me a credit card when no one else would Reviewed on: 9th February 2026

Very good service and comms.

Very good service and comms. Very happy with credit score Reviewed on: 9th February 2026

User friendly app with market leading interest rates

User friendly app - very simple to navigate. Extremely easy to open an account Market leading interest rate on savings with instant access. What's not to.love? Reviewed on: 9th February 2026

Easy to open and navigate the site and great rates...

Easy to open and navigate the site and great rates Reviewed on: 9th February 2026

Having your biscuit and eating it.

So easy and accessible. Easy to navigate around the features. Reviewed on: 9th February 2026

Super account - pays interest on balance and direct...

Super account - pays interest on balance and direct debits. Reviewed on: 9th February 2026

Fantastic experience from all parts of the brand

Fantastic experience from all parts of the brand Reviewed on: 9th February 2026

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