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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

All good

The app works well. All very intuitive and the interest rates are very good too, which will keep me with you guys Reviewed on: 9th February 2026

Top notch customer service and easy bank usage

Top notch customer service and easy bank usage Reviewed on: 9th February 2026

Very good for banking and credit card .

Very good for banking and credit card . Easy to use would recommend Reviewed on: 9th February 2026

I think this is the best credit card I had it's very...

I think this is the best credit card I had it's very low interest I love it Reviewed on: 9th February 2026

Really enjoyed it until there was a transaction made...

Really enjoyed it until there was a transaction made on my account that I didn’t know anything about which I’ve sent reported over a week ago and sell her nothing back shame because it’s locked down my horse experience now Reviewed on: 9th February 2026

Excellent

Brilliant bank give me a credit card when no one else would Reviewed on: 9th February 2026

Very good service and comms.

Very good service and comms. Very happy with credit score Reviewed on: 9th February 2026

User friendly app with market leading interest rates

User friendly app - very simple to navigate. Extremely easy to open an account Market leading interest rate on savings with instant access. What's not to.love? Reviewed on: 9th February 2026

Easy to open and navigate the site and great rates...

Easy to open and navigate the site and great rates Reviewed on: 9th February 2026

Having your biscuit and eating it.

So easy and accessible. Easy to navigate around the features. Reviewed on: 9th February 2026

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