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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Absolutely love using Zopa.

Absolutely love using Zopa. One of the best banks I’ve banked with. Continuously struggled with bank accounts until Zopa. Would recommend to the King Reviewed on: 9th February 2026

Great bank account.

Great bank account. Throughly recommend Reviewed on: 9th February 2026

Easy to open an account and very simple to use.

Easy to open an account and very simple to use. The saving pots are excellent and the main reason I took out an account with Zopa. Excellent interest rates as well. Reviewed on: 9th February 2026

Good interface in the app ,excellent customer relati...

Good interface in the app ,excellent customer relation . Reviewed on: 9th February 2026

I like Zopa its becsuse when it comes to borrowing m...

I like Zopa its becsuse when it comes to borrowing money straightfotward they will help and provide.Excellent in customer care Reviewed on: 9th February 2026

They have been very helpful with my finances and hel...

They have been very helpful with my finances and helping me keep on track Reviewed on: 9th February 2026

Easy and straightforward bank to use

They have kept me well informed of any future changes (interest rates, etc) Easy to move money around to and from accounts within Zopa, and to and from other bank accounts. Reviewed on: 9th February 2026

Fantastic app and great product.

Fantastic app and great product. Good rates of interest and a wife range of options Reviewed on: 9th February 2026

I love my Zopa account

I love my Zopa account, its easy to use, and I can move money from my other accounts too. Reviewed on: 9th February 2026

cmExcellent experience

I have found the customer servkce excellent, the actual banking easy fo use. The APR interest on the normal account is amazingly good for basic account. Lots of featured too within the mobile app to help the running of your account Reviewed on: 9th February 2026

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