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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I think this is the best credit card I had it's very...

I think this is the best credit card I had it's very low interest I love it Reviewed on: 9th February 2026

Really enjoyed it until there was a transaction made...

Really enjoyed it until there was a transaction made on my account that I didn’t know anything about which I’ve sent reported over a week ago and sell her nothing back shame because it’s locked down my horse experience now Reviewed on: 9th February 2026

Excellent

Brilliant bank give me a credit card when no one else would Reviewed on: 9th February 2026

Very good service and comms.

Very good service and comms. Very happy with credit score Reviewed on: 9th February 2026

User friendly app with market leading interest rates

User friendly app - very simple to navigate. Extremely easy to open an account Market leading interest rate on savings with instant access. What's not to.love? Reviewed on: 9th February 2026

Easy to open and navigate the site and great rates...

Easy to open and navigate the site and great rates Reviewed on: 9th February 2026

Having your biscuit and eating it.

So easy and accessible. Easy to navigate around the features. Reviewed on: 9th February 2026

Super account - pays interest on balance and direct...

Super account - pays interest on balance and direct debits. Reviewed on: 9th February 2026

Fantastic experience from all parts of the brand

Fantastic experience from all parts of the brand Reviewed on: 9th February 2026

Absolutely love using Zopa.

Absolutely love using Zopa. One of the best banks I’ve banked with. Continuously struggled with bank accounts until Zopa. Would recommend to the King Reviewed on: 9th February 2026

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