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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Super account - pays interest on balance and direct...

Super account - pays interest on balance and direct debits. Reviewed on: 9th February 2026

Fantastic experience from all parts of the brand

Fantastic experience from all parts of the brand Reviewed on: 9th February 2026

Absolutely love using Zopa.

Absolutely love using Zopa. One of the best banks I’ve banked with. Continuously struggled with bank accounts until Zopa. Would recommend to the King Reviewed on: 9th February 2026

Great bank account.

Great bank account. Throughly recommend Reviewed on: 9th February 2026

Easy to open an account and very simple to use.

Easy to open an account and very simple to use. The saving pots are excellent and the main reason I took out an account with Zopa. Excellent interest rates as well. Reviewed on: 9th February 2026

Good interface in the app ,excellent customer relati...

Good interface in the app ,excellent customer relation . Reviewed on: 9th February 2026

I like Zopa its becsuse when it comes to borrowing m...

I like Zopa its becsuse when it comes to borrowing money straightfotward they will help and provide.Excellent in customer care Reviewed on: 9th February 2026

They have been very helpful with my finances and hel...

They have been very helpful with my finances and helping me keep on track Reviewed on: 9th February 2026

Easy and straightforward bank to use

They have kept me well informed of any future changes (interest rates, etc) Easy to move money around to and from accounts within Zopa, and to and from other bank accounts. Reviewed on: 9th February 2026

Fantastic app and great product.

Fantastic app and great product. Good rates of interest and a wife range of options Reviewed on: 9th February 2026

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