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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great bank account.

Great bank account. Throughly recommend Reviewed on: 9th February 2026

Easy to open an account and very simple to use.

Easy to open an account and very simple to use. The saving pots are excellent and the main reason I took out an account with Zopa. Excellent interest rates as well. Reviewed on: 9th February 2026

Good interface in the app ,excellent customer relati...

Good interface in the app ,excellent customer relation . Reviewed on: 9th February 2026

I like Zopa its becsuse when it comes to borrowing m...

I like Zopa its becsuse when it comes to borrowing money straightfotward they will help and provide.Excellent in customer care Reviewed on: 9th February 2026

They have been very helpful with my finances and hel...

They have been very helpful with my finances and helping me keep on track Reviewed on: 9th February 2026

Easy and straightforward bank to use

They have kept me well informed of any future changes (interest rates, etc) Easy to move money around to and from accounts within Zopa, and to and from other bank accounts. Reviewed on: 9th February 2026

Fantastic app and great product.

Fantastic app and great product. Good rates of interest and a wife range of options Reviewed on: 9th February 2026

I love my Zopa account

I love my Zopa account, its easy to use, and I can move money from my other accounts too. Reviewed on: 9th February 2026

cmExcellent experience

I have found the customer servkce excellent, the actual banking easy fo use. The APR interest on the normal account is amazingly good for basic account. Lots of featured too within the mobile app to help the running of your account Reviewed on: 9th February 2026

Really good easy to use website

Really good easy to use website.Easy to download & send money Reviewed on: 9th February 2026

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