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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Really good easy to use website

Really good easy to use website.Easy to download & send money Reviewed on: 9th February 2026

Zopa is so straight forward to use, I signed up just...

Zopa is so straight forward to use, I signed up just when Zopa was on beta mode and from that point on I knew I will use Zopa as my main current account as it’s just so easy to use! There are also so many different saving pots you can open up. Reviewed on: 9th February 2026

Excellent

Great App, Rates and ease of use. Reviewed on: 9th February 2026

Best banking app

I use this now instead of my other banking app I think it’s so convenient and really good Reviewed on: 9th February 2026

Excellent rate!

Great rates and excellent customer service. Reviewed on: 9th February 2026

Really user friendly and everything is very clear.

Really user friendly and everything is very clear. Reviewed on: 9th February 2026

Amazing company and very gelpful helping me manage m...

Amazing company and very gelpful helping me manage my money Reviewed on: 9th February 2026

Zopa make banking easy and stress free

Zopa make banking really easy and straight forward. I can create savings pots and name them easily and their app is excellent allowing me to quickly check funds, transfer money to my savings with ease and, pay my credit card with the click off a button or voice command Reviewed on: 9th February 2026

Good set up

Interest on all accounts easy to use easy to see all accounts at a glance Reviewed on: 9th February 2026

Zopa had helped me organise my finances.

Zopa had helped me organise my finances. The app is easy to use and I’ve been able to take a bit more control of my savings. Reviewed on: 9th February 2026

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