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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa app is fantastic!

Great product & easy to use app. Reviewed on: 9th February 2026

Excellent Customer Experience

When I needed to transfer a large amount for a house purchase, the people on chat were so helpful. Reviewed on: 9th February 2026

Notifications so helpful

Notifications of upcoming and current transactions including balance so helpful Reviewed on: 9th February 2026

Five star excellent services from start

Five star excellent services from start Reviewed on: 9th February 2026

Most professional service I've ever received

Most professional service I've ever received Reviewed on: 9th February 2026

Best new bank I’ve come across and great rates as...

Best new bank I’ve come across and great rates as well Reviewed on: 9th February 2026

Great service

Clear precise and fast action helpful and great app good modern day bank Reviewed on: 9th February 2026

Perk-fect account

Zopa is a great current account and the fact that you earn interest on it, is fantastic. there are so many perks to having a Zopa account. Reviewed on: 9th February 2026

Happy Zopa Review Request & Vote

Excellent experience with the short term direct debit cashback thank you. Love the design and style of the app and the online wordings. Pockets are enjoyable to use thanks. Any cashback spending e.g. at petrol stations or public travel tickets and even intermittently would top it off to an excellent bank but maybe in the future I hope? It is an encouraging friendly online experience using zopa 2% current account which is very important to my choices of online banking and experience. It is evolving with new ideas regularly making it interesting, trustworthy and a positive place to dwell. Reviewed on: 9th February 2026

Good rates of interest and prompt service.

Good rates of interest and prompt service. Reviewed on: 9th February 2026

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