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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I love my Zopa account

I love my Zopa account, its easy to use, and I can move money from my other accounts too. Reviewed on: 9th February 2026

cmExcellent experience

I have found the customer servkce excellent, the actual banking easy fo use. The APR interest on the normal account is amazingly good for basic account. Lots of featured too within the mobile app to help the running of your account Reviewed on: 9th February 2026

Really good easy to use website

Really good easy to use website.Easy to download & send money Reviewed on: 9th February 2026

Zopa is so straight forward to use, I signed up just...

Zopa is so straight forward to use, I signed up just when Zopa was on beta mode and from that point on I knew I will use Zopa as my main current account as it’s just so easy to use! There are also so many different saving pots you can open up. Reviewed on: 9th February 2026

Excellent

Great App, Rates and ease of use. Reviewed on: 9th February 2026

Best banking app

I use this now instead of my other banking app I think it’s so convenient and really good Reviewed on: 9th February 2026

Excellent rate!

Great rates and excellent customer service. Reviewed on: 9th February 2026

Really user friendly and everything is very clear.

Really user friendly and everything is very clear. Reviewed on: 9th February 2026

Amazing company and very gelpful helping me manage m...

Amazing company and very gelpful helping me manage my money Reviewed on: 9th February 2026

Zopa make banking easy and stress free

Zopa make banking really easy and straight forward. I can create savings pots and name them easily and their app is excellent allowing me to quickly check funds, transfer money to my savings with ease and, pay my credit card with the click off a button or voice command Reviewed on: 9th February 2026

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