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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
33% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Grwat Great

4
Great nice experience from all and aspected of use from cars and needs Reviewed on: 9th February 2026

Zopa provides hassle-free banking 7/7

5
Zopa provides a good, hassle-free banking service available 24/7 and 365/365 Reviewed on: 9th February 2026

Good rates and easy to navigate.

5
Good rates and easy to navigate. Good offers and the app is very good. Reviewed on: 9th February 2026

Great allround

5
Quick appli ation, great savings rates and cashback options on current account Reviewed on: 9th February 2026

They are always on hand to give financial advice to...

5
They are always on hand to give financial advice to help you build your credit rating back up Reviewed on: 9th February 2026

Excellent customer service

5
Whenever I have had an issue, I have been in contact and they have instantly resolved the issue. Been extremely happy with the customer service, the fact there are humans available to speak to rather than just an automated service Reviewed on: 9th February 2026

I have had nothing to complain about i find that all...

5
I have had nothing to complain about i find that all the service providers very helpful to my needs Reviewed on: 9th February 2026

Nothing beats a good biscuit

5
Easy to speak to someone from customer services, best quality customer service out there. Can't recommend them highly enough Reviewed on: 9th February 2026

Very easy to us application and services

5
Very easy to us application and services Reviewed on: 9th February 2026

I love my new biscuit account the app is so easy to...

5
I love my new biscuit account the app is so easy to use Reviewed on: 9th February 2026

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