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Zopa: Current account reviews

4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6598)

Zopa provides hassle-free banking 7/7

5
Zopa provides a good, hassle-free banking service available 24/7 and 365/365 Reviewed on: 9th February 2026

Good rates and easy to navigate.

5
Good rates and easy to navigate. Good offers and the app is very good. Reviewed on: 9th February 2026

Great allround

5
Quick appli ation, great savings rates and cashback options on current account Reviewed on: 9th February 2026

They are always on hand to give financial advice to...

5
They are always on hand to give financial advice to help you build your credit rating back up Reviewed on: 9th February 2026

Excellent customer service

5
Whenever I have had an issue, I have been in contact and they have instantly resolved the issue. Been extremely happy with the customer service, the fact there are humans available to speak to rather than just an automated service Reviewed on: 9th February 2026

I have had nothing to complain about i find that all...

5
I have had nothing to complain about i find that all the service providers very helpful to my needs Reviewed on: 9th February 2026

Nothing beats a good biscuit

5
Easy to speak to someone from customer services, best quality customer service out there. Can't recommend them highly enough Reviewed on: 9th February 2026

Very easy to us application and services

5
Very easy to us application and services Reviewed on: 9th February 2026

I love my new biscuit account the app is so easy to...

5
I love my new biscuit account the app is so easy to use Reviewed on: 9th February 2026

Excellent customer service.

5
Excellent customer service. Respond to questions quickly Reviewed on: 9th February 2026

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