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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent customer service.

Excellent customer service. Respond to questions quickly Reviewed on: 9th February 2026

Way above the normal level of customers service we a...

Way above the normal level of customers service we are used too Reviewed on: 9th February 2026

I’ve never actually had to contact customer services...

I’ve never actually had to contact customer services as never had any issues. Very very impressed with Zopa over the 3 years I’ve been with them. Brilliant bank! Reviewed on: 9th February 2026

Very very nice and Exciting super

Very very nice super my belongings Reviewed on: 9th February 2026

Good customer service

Good customer service and helpful to their customers. Look after their customers well. Reviewed on: 9th February 2026

Perfect Account

Very simple to sign up. Very simple to use. Easy to set up a standing order, just press set-up & enter the details. Very good savings rates. The regular saver has one of the best rates in the UK & the Primary, easy access does to, look out for bonus rates on this one.All in, a take everywhere app. Just perfect. Reviewed on: 9th February 2026

I had a few issues with the app so I phoned and the...

I had a few issues with the app so I phoned and the experience to get it fixed was smooth and quick . Reviewed on: 9th February 2026

So easy to use, good deals available to increase the...

So easy to use, good deals available to increase the % rate Reviewed on: 9th February 2026

The service is efficient and has lots of benefits.

The service is efficient and has lots of benefits. Reviewed on: 9th February 2026

Highly recommend

Great bank. Online is so easy to understand and easy to transfer money in and out of the account. Reviewed on: 9th February 2026

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