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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very easy to us application and services

Very easy to us application and services Reviewed on: 9th February 2026

I love my new biscuit account the app is so easy to...

I love my new biscuit account the app is so easy to use Reviewed on: 9th February 2026

Excellent customer service.

Excellent customer service. Respond to questions quickly Reviewed on: 9th February 2026

Way above the normal level of customers service we a...

Way above the normal level of customers service we are used too Reviewed on: 9th February 2026

I’ve never actually had to contact customer services...

I’ve never actually had to contact customer services as never had any issues. Very very impressed with Zopa over the 3 years I’ve been with them. Brilliant bank! Reviewed on: 9th February 2026

Very very nice and Exciting super

Very very nice super my belongings Reviewed on: 9th February 2026

Good customer service

Good customer service and helpful to their customers. Look after their customers well. Reviewed on: 9th February 2026

Perfect Account

Very simple to sign up. Very simple to use. Easy to set up a standing order, just press set-up & enter the details. Very good savings rates. The regular saver has one of the best rates in the UK & the Primary, easy access does to, look out for bonus rates on this one.All in, a take everywhere app. Just perfect. Reviewed on: 9th February 2026

I had a few issues with the app so I phoned and the...

I had a few issues with the app so I phoned and the experience to get it fixed was smooth and quick . Reviewed on: 9th February 2026

So easy to use, good deals available to increase the...

So easy to use, good deals available to increase the % rate Reviewed on: 9th February 2026

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