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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good.

Very good. Interest rates are best in class. Reviewed on: 9th February 2026

A great easy to use current account.

A great easy to use current account with plenty of perks like high interest savings accounts. Reviewed on: 9th February 2026

IMPRESSIVE APP providing value for your money.

The app allows one to see a lot of information. Love that it warns you in advance regarding upcoming direct debits as many banking apps do not. The interest rates for savings are some of the best. Cashback is also one of the best. Cannot fault Zopa. Well done to all concerned. Reviewed on: 9th February 2026

It has helped built up my credit and savings

It has helped built up my credit and savings Reviewed on: 9th February 2026

Does what it says it will

Easy to use app. Best interest rates Reviewed on: 9th February 2026

Zopa is really good!

Zopa is really good! App is really easy and simple to use Reviewed on: 9th February 2026

I am satisfied, the Zable app is easy and understand...

I am satisfied, the Zable app is easy and understandable Reviewed on: 9th February 2026

Really good card and company fair rates and value

Really good card and company fair rates and value Reviewed on: 9th February 2026

It gives me good rate.

It gives me good rate.. It easy manage all my accounts in one place.. That’s really good.. Reviewed on: 9th February 2026

Never had a problem always great service

Never had a problem always great service Reviewed on: 9th February 2026

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