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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

The service is efficient and has lots of benefits.

The service is efficient and has lots of benefits. Reviewed on: 9th February 2026

Highly recommend

Great bank. Online is so easy to understand and easy to transfer money in and out of the account. Reviewed on: 9th February 2026

Very good.

Very good. Interest rates are best in class. Reviewed on: 9th February 2026

A great easy to use current account.

A great easy to use current account with plenty of perks like high interest savings accounts. Reviewed on: 9th February 2026

IMPRESSIVE APP providing value for your money.

The app allows one to see a lot of information. Love that it warns you in advance regarding upcoming direct debits as many banking apps do not. The interest rates for savings are some of the best. Cashback is also one of the best. Cannot fault Zopa. Well done to all concerned. Reviewed on: 9th February 2026

It has helped built up my credit and savings

It has helped built up my credit and savings Reviewed on: 9th February 2026

Does what it says it will

Easy to use app. Best interest rates Reviewed on: 9th February 2026

Zopa is really good!

Zopa is really good! App is really easy and simple to use Reviewed on: 9th February 2026

I am satisfied, the Zable app is easy and understand...

I am satisfied, the Zable app is easy and understandable Reviewed on: 9th February 2026

Really good card and company fair rates and value

Really good card and company fair rates and value Reviewed on: 9th February 2026

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