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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

It gives me good rate.

It gives me good rate.. It easy manage all my accounts in one place.. That’s really good.. Reviewed on: 9th February 2026

Never had a problem always great service

Never had a problem always great service Reviewed on: 9th February 2026

Easy to open the account, great savings rates.

Easy to open the account, great savings rates. Overall fantastic bank Reviewed on: 9th February 2026

Everything is so easy to do and app is very user fri...

Everything is so easy to do and app is very user friendly. Reviewed on: 9th February 2026

Too complicated

It's all brilliant however it is a little complicated Reviewed on: 9th February 2026

It’s so easy to use, really good interest rates and...

It’s so easy to use, really good interest rates and I love the pots for saving for different things. Reviewed on: 9th February 2026

Best savings, best current account interest, etc...

Best savings, best current account interest, attainable bonus interest rates, great app, fast transactions. Excellent. Reviewed on: 9th February 2026

great account for cash back on direct debits had no...

great account for cash back on direct debits had no reason to contact customer services so can’t comment on that aspect overall i’d recommend the account to others Reviewed on: 9th February 2026

I have recommended Zopa to others and as a result, t...

I have recommended Zopa to others and as a result, three friends have opened accounts Reviewed on: 9th February 2026

biscuit great

very good banking app. easy to use . transactions appear abit slow. interest could be abit higher. all in all a great bank. Reviewed on: 9th February 2026

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