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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Everything is so easy to do and app is very user fri...

Everything is so easy to do and app is very user friendly. Reviewed on: 9th February 2026

Too complicated

It's all brilliant however it is a little complicated Reviewed on: 9th February 2026

It’s so easy to use, really good interest rates and...

It’s so easy to use, really good interest rates and I love the pots for saving for different things. Reviewed on: 9th February 2026

Best savings, best current account interest, etc...

Best savings, best current account interest, attainable bonus interest rates, great app, fast transactions. Excellent. Reviewed on: 9th February 2026

great account for cash back on direct debits had no...

great account for cash back on direct debits had no reason to contact customer services so can’t comment on that aspect overall i’d recommend the account to others Reviewed on: 9th February 2026

I have recommended Zopa to others and as a result, t...

I have recommended Zopa to others and as a result, three friends have opened accounts Reviewed on: 9th February 2026

biscuit great

very good banking app. easy to use . transactions appear abit slow. interest could be abit higher. all in all a great bank. Reviewed on: 9th February 2026

Great experience

Opening an account was extremely quick and simple. Transactions are processed very quickly. Can’t fault my experience with Zopa so far. The interest rates on the savings products are also market leading. Reviewed on: 9th February 2026

Fantastic app

Brilliant account,banking app a bit slow on transaction,design of card is great colour Reviewed on: 9th February 2026

definitely the way forward ,

As a brand-new customer, I found it very refreshing to deal with the bank that tells you straight with no hidden agendas Reviewed on: 9th February 2026

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