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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good service, straightforward lots of advice

Good service, straightforward lots of advice Reviewed on: 9th February 2026

Great bank with lots of ways to save.

Great bank with lots of ways to save. Reviewed on: 9th February 2026

Exceptional performance

I would like to take this opportunity to share my thoughts with Zopa as an asset and a value for money. My personal opinion is to gain credibility and achieve what is requires to build a good character and also credit store. I’m highly recommend my friends and family to join and become a part of Zopa and being a client to use what is required. Finally, I would like to tell you that I’m enjoying and the benefits I received which is valuable for my daily life. Reviewed on: 9th February 2026

Best app and accounts

Best app and best interest for saving accounts Reviewed on: 9th February 2026

Zopa it's very easy to use and I leave all my cards...

Zopa it's very easy to use and I leave all my cards at home and just use zopa Reviewed on: 9th February 2026

Best bank around

Very good company and no hassle and good customer service and good communication Reviewed on: 9th February 2026

Always had positive results from Zopa first class he...

Always had positive results from Zopa first class help and service Reviewed on: 9th February 2026

Excellent service that I can trust

I have been trying to think of something negative to say, but that’s not the case. I have extremely happy with the service I receive. That’s right across the board from customer service, banking, savings, interest payments to general administration. Reviewed on: 9th February 2026

Great customer journey

Unreal smooth process when it comes to customer service. Reviewed on: 9th February 2026

They provide efficient and effective customer support.

They provide efficient and effective customer support. I like te concept of earning cash back on my savings and direct debits. It is good to know I can also do telephone banking too, when I need to discuss something crucial. Reviewed on: 9th February 2026

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