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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent service and good value as per usual

Excellent service and good value as per usual Reviewed on: 9th February 2026

An easy to use account with great features

An easy to use account with great features - including interest and options for cashback and increasing interest on savings. The account is intuitive and the app makes things straightforward Reviewed on: 9th February 2026

Good service, straightforward lots of advice

Good service, straightforward lots of advice Reviewed on: 9th February 2026

Great bank with lots of ways to save.

Great bank with lots of ways to save. Reviewed on: 9th February 2026

Exceptional performance

I would like to take this opportunity to share my thoughts with Zopa as an asset and a value for money. My personal opinion is to gain credibility and achieve what is requires to build a good character and also credit store. I’m highly recommend my friends and family to join and become a part of Zopa and being a client to use what is required. Finally, I would like to tell you that I’m enjoying and the benefits I received which is valuable for my daily life. Reviewed on: 9th February 2026

Best app and accounts

Best app and best interest for saving accounts Reviewed on: 9th February 2026

Zopa it's very easy to use and I leave all my cards...

Zopa it's very easy to use and I leave all my cards at home and just use zopa Reviewed on: 9th February 2026

Best bank around

Very good company and no hassle and good customer service and good communication Reviewed on: 9th February 2026

Always had positive results from Zopa first class he...

Always had positive results from Zopa first class help and service Reviewed on: 9th February 2026

Excellent service that I can trust

I have been trying to think of something negative to say, but that’s not the case. I have extremely happy with the service I receive. That’s right across the board from customer service, banking, savings, interest payments to general administration. Reviewed on: 9th February 2026

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