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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Neutral not sure

Neutral, just started using my account so not sure yet Reviewed on: 9th February 2026

Good interest rate and started me off with a low limit.

Good interest rate and started me off with a low limit. And so easy to use the app Reviewed on: 9th February 2026

Easy to set up & use the account, the ap sometimes t...

Easy to set up & use the account, the ap sometimes takes a few hours to update recent transactions though which can be confusing hence 4 stars instead of 5. Reviewed on: 9th February 2026

Easy to use app,dont use jargon to confuse you.

Easy to use app,dont use jargon to confuse you. Reviewed on: 9th February 2026

im vey happy this good zopa thask

im vey happy this good zopa thask Reviewed on: 9th February 2026

Everything positive.

Everything positive.Good rates easy to set up and manage accounts. Reviewed on: 9th February 2026

Very easy and informative app!

Great app, easy to negotiate. Interest rate fantastic on regular savings. I’m happy to recommend Zopa as a new customer. I have had no problems with them and am kept well informed as to any new developments on their app. Reviewed on: 9th February 2026

Great experience using Zopa Biscuit

Great experience using Zopa Biscuit Reviewed on: 9th February 2026

No hassle easy banking.

No hassle easy banking.The banking app is amazing and so easy to use. Reviewed on: 9th February 2026

Super easy to set the account up.

Just easy to set the account up and excellent savings rates Reviewed on: 9th February 2026

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