Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Super easy to set the account up.

Just easy to set the account up and excellent savings rates Reviewed on: 9th February 2026

Help people to manage the situation

Help people to manage the situation Reviewed on: 9th February 2026

Great app

Just all really easy to use. Great app Reviewed on: 9th February 2026

Switched to Zopa from major bank

Switched to Zopa from another major bank for their competitive regular saver account - app is far better, much easier transferring money between pots etc., and I can easily see growth. Also, interest on current account and cashback for DDs is a bonus. Reviewed on: 9th February 2026

Very considrat and exellent service

Very considrat and exellent service Reviewed on: 9th February 2026

Great interest rates for regular savers.

Great interest rates for regular savers. Reviewed on: 9th February 2026

So reliable and easy to use , instant money at your...

So reliable and easy to use , instant money at your finger tips .. I highly recommend using Zopa ..amazing Reviewed on: 9th February 2026

Always had an excellent customer service experience.

Always had an excellent customer service experience. App is easy to use. Recently set up a savings account which has excellent benefits for Zopa customers. Cannot fault them. They helped me when I was a victim of fraud and took extra steps to keep me protected. Reviewed on: 9th February 2026

Easy to setup, clear and easy management of account...

Easy to setup, clear and easy management of account and find it super useful to be able to see all my different accounts in a single place. Reviewed on: 9th February 2026

Smarter Banking

My money is earning interest in all pots and accounts Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexDirect
from Nationwide 4.61 from 371 reviews
Select Account
from NatWest 4.56 from 716 reviews
Bank Account
from Habib Bank Zurich plc 4.71 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub