Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great customer journey

Unreal smooth process when it comes to customer service. Reviewed on: 9th February 2026

They provide efficient and effective customer support.

They provide efficient and effective customer support. I like te concept of earning cash back on my savings and direct debits. It is good to know I can also do telephone banking too, when I need to discuss something crucial. Reviewed on: 9th February 2026

Pleasant experience, great bank account

Pleasant experience, great bank account Reviewed on: 9th February 2026

Neutral not sure

Neutral, just started using my account so not sure yet Reviewed on: 9th February 2026

Good interest rate and started me off with a low limit.

Good interest rate and started me off with a low limit. And so easy to use the app Reviewed on: 9th February 2026

Easy to set up & use the account, the ap sometimes t...

Easy to set up & use the account, the ap sometimes takes a few hours to update recent transactions though which can be confusing hence 4 stars instead of 5. Reviewed on: 9th February 2026

Easy to use app,dont use jargon to confuse you.

Easy to use app,dont use jargon to confuse you. Reviewed on: 9th February 2026

im vey happy this good zopa thask

im vey happy this good zopa thask Reviewed on: 9th February 2026

Everything positive.

Everything positive.Good rates easy to set up and manage accounts. Reviewed on: 9th February 2026

Very easy and informative app!

Great app, easy to negotiate. Interest rate fantastic on regular savings. I’m happy to recommend Zopa as a new customer. I have had no problems with them and am kept well informed as to any new developments on their app. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Unizest 3.86 from 2 reviews
Ultimate Reward Current Account
from Halifax 3.94 from 101 reviews
Classic Plus account (discontinued)
from TSB 3.68 from 179 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub