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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6601)

Great experience using Zopa Biscuit

5
Great experience using Zopa Biscuit Reviewed on: 9th February 2026

No hassle easy banking.

5
No hassle easy banking.The banking app is amazing and so easy to use. Reviewed on: 9th February 2026

Super easy to set the account up.

5
Just easy to set the account up and excellent savings rates Reviewed on: 9th February 2026

Help people to manage the situation

5
Help people to manage the situation Reviewed on: 9th February 2026

Great app

5
Just all really easy to use. Great app Reviewed on: 9th February 2026

Switched to Zopa from major bank

5
Switched to Zopa from another major bank for their competitive regular saver account - app is far better, much easier transferring money between pots etc., and I can easily see growth. Also, interest on current account and cashback for DDs is a bonus. Reviewed on: 9th February 2026

Very considrat and exellent service

5
Very considrat and exellent service Reviewed on: 9th February 2026

Great interest rates for regular savers.

5
Great interest rates for regular savers. Reviewed on: 9th February 2026

So reliable and easy to use , instant money at your...

5
So reliable and easy to use , instant money at your finger tips .. I highly recommend using Zopa ..amazing Reviewed on: 9th February 2026

Always had an excellent customer service experience.

5
Always had an excellent customer service experience. App is easy to use. Recently set up a savings account which has excellent benefits for Zopa customers. Cannot fault them. They helped me when I was a victim of fraud and took extra steps to keep me protected. Reviewed on: 9th February 2026

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