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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Help people to manage the situation

Help people to manage the situation Reviewed on: 9th February 2026

Great app

Just all really easy to use. Great app Reviewed on: 9th February 2026

Switched to Zopa from major bank

Switched to Zopa from another major bank for their competitive regular saver account - app is far better, much easier transferring money between pots etc., and I can easily see growth. Also, interest on current account and cashback for DDs is a bonus. Reviewed on: 9th February 2026

Very considrat and exellent service

Very considrat and exellent service Reviewed on: 9th February 2026

Great interest rates for regular savers.

Great interest rates for regular savers. Reviewed on: 9th February 2026

So reliable and easy to use , instant money at your...

So reliable and easy to use , instant money at your finger tips .. I highly recommend using Zopa ..amazing Reviewed on: 9th February 2026

Always had an excellent customer service experience.

Always had an excellent customer service experience. App is easy to use. Recently set up a savings account which has excellent benefits for Zopa customers. Cannot fault them. They helped me when I was a victim of fraud and took extra steps to keep me protected. Reviewed on: 9th February 2026

Easy to setup, clear and easy management of account...

Easy to setup, clear and easy management of account and find it super useful to be able to see all my different accounts in a single place. Reviewed on: 9th February 2026

Smarter Banking

My money is earning interest in all pots and accounts Reviewed on: 9th February 2026

Good rates and works internationally

Good rates and works internationally Reviewed on: 9th February 2026

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