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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good rates and works internationally

Good rates and works internationally Reviewed on: 9th February 2026

Helped me very much.excellent

Helped me very much.at a difficult time Reviewed on: 9th February 2026

Simple and straightforward with everything you need...

Simple and straightforward with everything you need for day to day banking. Reviewed on: 9th February 2026

Hassle free Zopa

Hassle free, the app fulfils all my needs. The fact that loan and card details are all on one app is perfect. Reviewed on: 9th February 2026

Everything I need in a bank from current account to...

Everything I need in a bank from current account to savings Reviewed on: 9th February 2026

Amazing money in 2 seconds after sent

Amazing money in 2 seconds after sent Reviewed on: 9th February 2026

Very easy app to use.

Very easy app to use. Good interest rates which encourage savings. Account is easy to navigate and I love the speaking feature to move money. Customer service staff helpful and care about customers. Reviewed on: 9th February 2026

Exceptional.

Exceptional. Travelled to Europe, Africa and Middle East Zopa credit card has never failed me.I proud to have have it with me knowing I can depend on it. Reviewed on: 9th February 2026

Super easy to use the APP.

Super easy to use the APP. Great products and fantastic interest rates. Reviewed on: 9th February 2026

excellent

Reliable secure and trustworthy. I have never had any issues and in my eyes an excellent bank Reviewed on: 9th February 2026

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