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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Helped me very much.excellent

Helped me very much.at a difficult time Reviewed on: 9th February 2026

Simple and straightforward with everything you need...

Simple and straightforward with everything you need for day to day banking. Reviewed on: 9th February 2026

Hassle free Zopa

Hassle free, the app fulfils all my needs. The fact that loan and card details are all on one app is perfect. Reviewed on: 9th February 2026

Everything I need in a bank from current account to...

Everything I need in a bank from current account to savings Reviewed on: 9th February 2026

Amazing money in 2 seconds after sent

Amazing money in 2 seconds after sent Reviewed on: 9th February 2026

Very easy app to use.

Very easy app to use. Good interest rates which encourage savings. Account is easy to navigate and I love the speaking feature to move money. Customer service staff helpful and care about customers. Reviewed on: 9th February 2026

Exceptional.

Exceptional. Travelled to Europe, Africa and Middle East Zopa credit card has never failed me.I proud to have have it with me knowing I can depend on it. Reviewed on: 9th February 2026

Super easy to use the APP.

Super easy to use the APP. Great products and fantastic interest rates. Reviewed on: 9th February 2026

excellent

Reliable secure and trustworthy. I have never had any issues and in my eyes an excellent bank Reviewed on: 9th February 2026

Excellent .

So easy to set & current interest rates are excellent Reviewed on: 9th February 2026

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