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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to setup, clear and easy management of account...

Easy to setup, clear and easy management of account and find it super useful to be able to see all my different accounts in a single place. Reviewed on: 9th February 2026

Smarter Banking

My money is earning interest in all pots and accounts Reviewed on: 9th February 2026

Good rates and works internationally

Good rates and works internationally Reviewed on: 9th February 2026

Helped me very much.excellent

Helped me very much.at a difficult time Reviewed on: 9th February 2026

Simple and straightforward with everything you need...

Simple and straightforward with everything you need for day to day banking. Reviewed on: 9th February 2026

Hassle free Zopa

Hassle free, the app fulfils all my needs. The fact that loan and card details are all on one app is perfect. Reviewed on: 9th February 2026

Everything I need in a bank from current account to...

Everything I need in a bank from current account to savings Reviewed on: 9th February 2026

Amazing money in 2 seconds after sent

Amazing money in 2 seconds after sent Reviewed on: 9th February 2026

Very easy app to use.

Very easy app to use. Good interest rates which encourage savings. Account is easy to navigate and I love the speaking feature to move money. Customer service staff helpful and care about customers. Reviewed on: 9th February 2026

Exceptional.

Exceptional. Travelled to Europe, Africa and Middle East Zopa credit card has never failed me.I proud to have have it with me knowing I can depend on it. Reviewed on: 9th February 2026

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Alternative products

Current Account
from Reliance Bank 4.00 from 1 reviews
Everyday account
from NatWest 4.34 from 2144 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews

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