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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Super easy to use the APP.

Super easy to use the APP. Great products and fantastic interest rates. Reviewed on: 9th February 2026

excellent

Reliable secure and trustworthy. I have never had any issues and in my eyes an excellent bank Reviewed on: 9th February 2026

Excellent .

So easy to set & current interest rates are excellent Reviewed on: 9th February 2026

I love my Zopa bank account

I love everything about my Zopa bank account and how it works alongside my other savings accounts. The app is also very helpful. I was in near the start and have some excellent incentives, l love getting cash back for paying bills! Reviewed on: 9th February 2026

resolved quickly...

Never had an issue that that wasn't resolved quickly by customer service. Can't complain Reviewed on: 9th February 2026

Trustworthy and great for travel

I have started using my account more and more and each time it gets better. I also now use it for when I travel as my money feels safe and secure. Reviewed on: 9th February 2026

A bank that works with you

Very helpful staff going extra mile to help you had a problem they have fixed it immediately very professional in their work Reviewed on: 9th February 2026

Straight forward and convenient.

Easy to open the account.GGreat rates and easy to move money. Cards and payments in line with all banks but it just feels simple. Savings accounts are straight forward and east to manage. Reviewed on: 9th February 2026

Great flexibility with savings accounts.

Great flexibility with savings accounts. Nice to be able to save in different ways for different personal projects Reviewed on: 9th February 2026

Zopa Just try it

Zopa is easy to use and has great benefits such as regular saver account, no commission when using abroad Reviewed on: 9th February 2026

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