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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I love my Zopa bank account

I love everything about my Zopa bank account and how it works alongside my other savings accounts. The app is also very helpful. I was in near the start and have some excellent incentives, l love getting cash back for paying bills! Reviewed on: 9th February 2026

resolved quickly...

Never had an issue that that wasn't resolved quickly by customer service. Can't complain Reviewed on: 9th February 2026

Trustworthy and great for travel

I have started using my account more and more and each time it gets better. I also now use it for when I travel as my money feels safe and secure. Reviewed on: 9th February 2026

A bank that works with you

Very helpful staff going extra mile to help you had a problem they have fixed it immediately very professional in their work Reviewed on: 9th February 2026

Straight forward and convenient.

Easy to open the account.GGreat rates and easy to move money. Cards and payments in line with all banks but it just feels simple. Savings accounts are straight forward and east to manage. Reviewed on: 9th February 2026

Great flexibility with savings accounts.

Great flexibility with savings accounts. Nice to be able to save in different ways for different personal projects Reviewed on: 9th February 2026

Zopa Just try it

Zopa is easy to use and has great benefits such as regular saver account, no commission when using abroad Reviewed on: 9th February 2026

Uncomplicated and Competitive

Great savings accounts, competitive rates, user friendly app Reviewed on: 9th February 2026

Friendly service and low interest rate

Friendly service and low interest rate Reviewed on: 9th February 2026

Brilliant account.

Best banking experience I’ve had. Reviewed on: 9th February 2026

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