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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I have had a great experience with them

I have had a great experience with them Reviewed on: 9th February 2026

Great app with competitive interest rates

Zopa Bank has an easy-to-use app that makes managing my savings simple. Best interest rates around. I really like that the daily interest is clearly shown, which makes tracking growth straightforward. Reviewed on: 9th February 2026

Simply fantastic!

Simply fantastic! Easy to set up and use along with class leading interest rates. I can’t fault them. Reviewed on: 9th February 2026

App is slick.

App is slick. Everything works. Fast responses. I can’t fault ZOPA at all so far Reviewed on: 9th February 2026

All round bank helpful eady to use

All round bank helpful eady to use Reviewed on: 9th February 2026

Very easy App to use, so far never had any problems...

Very easy App to use, so far never had any problems logging in.. Excellent customer service Reviewed on: 9th February 2026

Love Zopa, great, easy to use app.

Love Zopa, great, easy to use app. Will definitely recommend Reviewed on: 9th February 2026

Never had any issues and everything is easy to use...

Never had any issues and everything is easy to use Reviewed on: 9th February 2026

Easy app

Easy app . Good rates . Very simple Reviewed on: 9th February 2026

Better than high street Banks

Great service but long waits on decisions and can be difficult to get hold of anyone Reviewed on: 9th February 2026

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