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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Better than high street Banks

Great service but long waits on decisions and can be difficult to get hold of anyone Reviewed on: 9th February 2026

It is very clear happyon how to youse it

It is very clear on how to youse it Reviewed on: 9th February 2026

Easy application and easy to use app.

Easy application and easy to use app. Reviewed on: 9th February 2026

Online customer service is very slow.

Online customer service is very slow. It’s also difficult navigate transactions when compared to other well known online banking apps. Reviewed on: 9th February 2026

A progressive bank so efficient and great offers

A progressive bank so efficient and great offers Reviewed on: 9th February 2026

I have 3 accounts with Zopa all excellent

I have 3 accounts with Zopa all excellent Reviewed on: 9th February 2026

Quick and easy to apply, the app is amazing for keep...

Quick and easy to apply, the app is amazing for keeping check of your money Reviewed on: 9th February 2026

Right now, Best bank to be with

Right now with a regular saver paying 7% and an ordinary saver paying 4.45%, not to mention £3 cash back per month on direct debits to utility bills it's the best by far. Oh, and I almost forgot to mention the excellent exchange rate when abroad. Reviewed on: 9th February 2026

Easy to use

Easy to use definitely I will share this app to everyone to download and use it now Reviewed on: 9th February 2026

Easy to use app

Easy to use app. great offers for savings Reviewed on: 9th February 2026

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