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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great account

Easy to manage and good options to keep your money. Reviewed on: 6th February 2026

A Standout Bank in Every Way!.

Zopa is a genuinely standout bank. The app is beautifully designed, lightning-fast, and incredibly easy to use — everything is exactly where you expect it to be. Savings rates are consistently excellent, making it a no-brainer for savers, and the overall experience feels polished, modern, and refreshingly stress-free. This is how banking should be done in 2026. Reviewed on: 6th February 2026

Zopa has been the best bank to deal with for a long...

Zopa has been the best bank to deal with for a long time, everything about the bank is just approachable, the app interface is great, not glitchy, the colours are welcoming. Transfers are practically instant, it's not hard to navigate, and the way everything is set out it's easy to track. The customer service itself has been great, I'm remember a time my account got locked because I forgot my pin, I was in turkey at the time I contacted zilch and it was resolved within 5 minutes. Overall great bank I'm starting a new job soon and hopefully I'll be able to make zopa my main account that I get my wages paid into Reviewed on: 6th February 2026

Great app and rates.

Great app and rates. So far I've not encountered any problems whatsoever. It takes a little time to understand how the notifications work but not an issue. Reviewed on: 6th February 2026

Simple to use, good interest rates

Simple to use, good interest rates Reviewed on: 6th February 2026

Good best

Good the best in all ways wery helpful and understanding Reviewed on: 6th February 2026

Good app, great products.

Easy set up, good app features and excellent value products. The bonuses are also a nice touch. Managing or scheduling payments is a little fiddly but not obstructive. I also appreciate the push notifications for upcoming payments. Reviewed on: 6th February 2026

Savings Are Zen with Zopa

I really like banking with Zopa. Fabulous for saving whilst offering great interest on other pots that can easily be transferred. I took advantage of a cash ISA and also the regular monthly savings account! Reviewed on: 6th February 2026

Good rates of interest and the app is very straightf...

Good rates of interest and the app is very straightforward. Encourages me to make good use of savings accounts rather than just leaving funds in a current account. Great customer service. Reviewed on: 6th February 2026

Great rates, easy to set up and use

Great rates, easy to set up and use Reviewed on: 6th February 2026

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