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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

A Standout Bank in Every Way!.

Zopa is a genuinely standout bank. The app is beautifully designed, lightning-fast, and incredibly easy to use — everything is exactly where you expect it to be. Savings rates are consistently excellent, making it a no-brainer for savers, and the overall experience feels polished, modern, and refreshingly stress-free. This is how banking should be done in 2026. Reviewed on: 6th February 2026

Zopa has been the best bank to deal with for a long...

Zopa has been the best bank to deal with for a long time, everything about the bank is just approachable, the app interface is great, not glitchy, the colours are welcoming. Transfers are practically instant, it's not hard to navigate, and the way everything is set out it's easy to track. The customer service itself has been great, I'm remember a time my account got locked because I forgot my pin, I was in turkey at the time I contacted zilch and it was resolved within 5 minutes. Overall great bank I'm starting a new job soon and hopefully I'll be able to make zopa my main account that I get my wages paid into Reviewed on: 6th February 2026

Great app and rates.

Great app and rates. So far I've not encountered any problems whatsoever. It takes a little time to understand how the notifications work but not an issue. Reviewed on: 6th February 2026

Simple to use, good interest rates

Simple to use, good interest rates Reviewed on: 6th February 2026

Good best

Good the best in all ways wery helpful and understanding Reviewed on: 6th February 2026

Good app, great products.

Easy set up, good app features and excellent value products. The bonuses are also a nice touch. Managing or scheduling payments is a little fiddly but not obstructive. I also appreciate the push notifications for upcoming payments. Reviewed on: 6th February 2026

Savings Are Zen with Zopa

I really like banking with Zopa. Fabulous for saving whilst offering great interest on other pots that can easily be transferred. I took advantage of a cash ISA and also the regular monthly savings account! Reviewed on: 6th February 2026

Good rates of interest and the app is very straightf...

Good rates of interest and the app is very straightforward. Encourages me to make good use of savings accounts rather than just leaving funds in a current account. Great customer service. Reviewed on: 6th February 2026

Great rates, easy to set up and use

Great rates, easy to set up and use Reviewed on: 6th February 2026

Great App -easy to use - notifications after every t...

Great App -easy to use - notifications after every transaction. Fantastic interest rate on savings account Reviewed on: 6th February 2026

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