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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
33% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

amazing bank amazing app

5
best bank no issues at all. The app is so easy to use Reviewed on: 6th February 2026

Easy to use and good rates.

4
Easy to use and good rates. Great international rates when sing card abroad. Annoying I can’t open credit card Reviewed on: 6th February 2026

Since joining zopa the customer service is great, I...

5
Since joining zopa the customer service is great, I like the current account so far I've used it more because of the features and rates Reviewed on: 6th February 2026

Never had any bad things with Zopa and would use the...

5
Never had any bad things with Zopa and would use them to finance my next car and use there credit again Reviewed on: 6th February 2026

The great simple app

5
The app is so easy to navigate always solve my problems Reviewed on: 6th February 2026

Best bank I had used and the most reliable

5
Best bank I had used and the most reliable Reviewed on: 6th February 2026

All good no problems.

5
All good no problems.Easily to understand Reviewed on: 6th February 2026

Easy to set up done within minutes, good deals too.

5
Easy to set up done within minutes, good deals too. Reviewed on: 6th February 2026

I used your online chat support to understand more a...

4
I used your online chat support to understand more about the bonus interest rates. You were fast, polite & I got my answers Reviewed on: 6th February 2026

Wow, a top service of easy banking with easy access...

5
Wow, a top service of easy banking with easy access to manoeuvre money from one account to another highly recommended to potential clients to join and enjoy the experience that i have boosting my confidence and trust back in the banking world Reviewed on: 6th February 2026

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