Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
33% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Very nice very good

5
Very very good very very good very cool Reviewed on: 6th February 2026

Amazing!!

5
Really good no issues so far with anything I enjoy using the bank and have recommended to others Reviewed on: 5th February 2026

Always quick to respond when need and important th...

4
Always quick to respond when needed and important that you get a human very quickly l. Had a number of questions and always felt with professionally and quickly Reviewed on: 5th February 2026

Thanks to zopa for having me as customer

5
Thanks to zopa for having me as customer Reviewed on: 5th February 2026

Excellent service Good investment

5
Excellent service Good investment Reviewed on: 5th February 2026

Good all around and very interesting interest

5
Good all around and very interesting interest Reviewed on: 5th February 2026

Easy to use app - excellent customer servicehighly r...

5
Easy to use app - excellent customer servicehighly recommended Reviewed on: 5th February 2026

I’ve had a great experience with Zopa, from getting...

5
I’ve had a great experience with Zopa, from getting refunds from sellers that didn’t provide the products to have a seamless experience with money transactions. although it need a little work in the situation of transferring money from savings pot to main account, which I can say I haven’t had issues with recently but in the past. Zopa account is great Reviewed on: 5th February 2026

Really easy app to use and navigate.

5
Really easy app to use and navigate. Excellent interest rates. Reviewed on: 5th February 2026

Excellent service in any call I have made

5
Excellent service in any call I have made Reviewed on: 5th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44342 reviews
    Zopa
    View all products