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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Happy with everything easy to do all I need

Happy with everything easy to do all I need Reviewed on: 5th February 2026

So easy to operate my account.

So easy to operate my account. Would definitely recommend to family and friends Reviewed on: 5th February 2026

Great little bank with a helpful customer service team

Great little bank with a helpful customer service team. A few features missing from my account that would make life easier such as same day retry for SO & DD but I I've been informed these are on their way. Reviewed on: 5th February 2026

Excellent accounts.

Excellent accounts. Easy to move and manage money. Reviewed on: 5th February 2026

I find Zopa a very good credit card.

I find Zopa a very good credit card. When you make a payment it comes off the balance virtually straight away. Reviewed on: 5th February 2026

good saving rates, app is easy to use, good direct d...

good saving rates, app is easy to use, good direct debit cash back Reviewed on: 5th February 2026

Zopa vote

I joined zopa for the ten pound referral but I ended up keeping my account because they are really good bank! And I love what they have to offer! Reviewed on: 5th February 2026

Interest rates are good but my App keeps crashing.

Interest rates are good but my App keeps crashing. Reviewed on: 5th February 2026

Helping people Quick service affordable monthly paym...

Helping people Quick service affordable monthly payments love Zopa Reviewed on: 5th February 2026

Easy to open, friendly app, great savings rates

Easy to open, friendly app, great savings rates Reviewed on: 5th February 2026

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