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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very happy with ZOPA

I have a zopa current account which gives a nice little cashback on purchases each month on my debit card.Also a handy credit card with reasonable apr.Very pleased with ZOPA. Reviewed on: 5th February 2026

All questions answered promtly

All questions answered promptllu Reviewed on: 5th February 2026

Great card easy to use

Great card easy to use would highly recommend Reviewed on: 5th February 2026

I have better experience and find my money safer her...

I have better experience and find my money safer here than my old bank i had for 20years Reviewed on: 5th February 2026

Great bank.

Great bank. Better than my other one Reviewed on: 5th February 2026

Quick and Efficiency

Open a new account in 1 day and the apps is easy to use Reviewed on: 5th February 2026

My sister recommended Zopa and so far I am happy wit...

My sister recommended Zopa and so far I am happy with the service, interests and incentives offered so far. I also signed up to the credit card and looking into other services Zopa offer. Thank you. Reviewed on: 5th February 2026

Excellent, good interface, great support

Excellent, good interface, great support Reviewed on: 5th February 2026

Easy to use, love having pots to use and build up a...

Easy to use, love having pots to use and build up a little bit of money. Also we have a saver pot for our newborn which is great. Really recommend it Reviewed on: 5th February 2026

Great products and user experience, very user friend...

Great products and user experience, very user friendly app and the savings rates are very good with many options that are well explained and intuitive. Reviewed on: 5th February 2026

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