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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great company and products on offer

Great company and products on offer Reviewed on: 5th February 2026

Amazing bank with great features and only getting be...

Amazing bank with great features and only getting better Reviewed on: 5th February 2026

Happy with everything easy to do all I need

Happy with everything easy to do all I need Reviewed on: 5th February 2026

So easy to operate my account.

So easy to operate my account. Would definitely recommend to family and friends Reviewed on: 5th February 2026

Great little bank with a helpful customer service team

Great little bank with a helpful customer service team. A few features missing from my account that would make life easier such as same day retry for SO & DD but I I've been informed these are on their way. Reviewed on: 5th February 2026

Excellent accounts.

Excellent accounts. Easy to move and manage money. Reviewed on: 5th February 2026

I find Zopa a very good credit card.

I find Zopa a very good credit card. When you make a payment it comes off the balance virtually straight away. Reviewed on: 5th February 2026

good saving rates, app is easy to use, good direct d...

good saving rates, app is easy to use, good direct debit cash back Reviewed on: 5th February 2026

Zopa vote

I joined zopa for the ten pound referral but I ended up keeping my account because they are really good bank! And I love what they have to offer! Reviewed on: 5th February 2026

Interest rates are good but my App keeps crashing.

Interest rates are good but my App keeps crashing. Reviewed on: 5th February 2026

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