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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Helping people Quick service affordable monthly paym...

Helping people Quick service affordable monthly payments love Zopa Reviewed on: 5th February 2026

Easy to open, friendly app, great savings rates

Easy to open, friendly app, great savings rates Reviewed on: 5th February 2026

Very happy with ZOPA

I have a zopa current account which gives a nice little cashback on purchases each month on my debit card.Also a handy credit card with reasonable apr.Very pleased with ZOPA. Reviewed on: 5th February 2026

All questions answered promtly

All questions answered promptllu Reviewed on: 5th February 2026

Great card easy to use

Great card easy to use would highly recommend Reviewed on: 5th February 2026

I have better experience and find my money safer her...

I have better experience and find my money safer here than my old bank i had for 20years Reviewed on: 5th February 2026

Great bank.

Great bank. Better than my other one Reviewed on: 5th February 2026

Quick and Efficiency

Open a new account in 1 day and the apps is easy to use Reviewed on: 5th February 2026

My sister recommended Zopa and so far I am happy wit...

My sister recommended Zopa and so far I am happy with the service, interests and incentives offered so far. I also signed up to the credit card and looking into other services Zopa offer. Thank you. Reviewed on: 5th February 2026

Excellent, good interface, great support

Excellent, good interface, great support Reviewed on: 5th February 2026

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