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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank and savings very easy to use

Great bank and savings very easy to use Reviewed on: 5th February 2026

I love the simplicity of the App.

I love the simplicity of the App and the savings interest rates. It is also great to use the biscuit card abroad as there are no charges. Reviewed on: 5th February 2026

Great interest rates and the ability to split money...

Great interest rates and the ability to split money across different pots. Interesting to see how the AI option develops Reviewed on: 5th February 2026

2% AER plus 2% cashback on bills.

I joined Zopa because they had the best easy access savings rate (4.45%). This also came with a 7.1% regular saver that I can pay in up to £300 p.m. The current account comes with this and gives 2% AER plus 2% cashback on direct debits, so great value all round. Reviewed on: 5th February 2026

Love Zopa, easy to use app and does everything I nee...

Love Zopa, easy to use app and does everything I need it to do with no fuss Reviewed on: 5th February 2026

Very good my experience good service

Very good my experience good service Reviewed on: 5th February 2026

Amazing accommodate easy to use very clear and safe

Amazing accommodate easy to use very clear and safe Reviewed on: 5th February 2026

good interfaces, good recommendation value, good access

good interfaces, good recommendation value, good access Reviewed on: 5th February 2026

Excellent service.

Excellent service.ZopA are the best Reviewed on: 5th February 2026

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