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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank, the app is the best banking app i use.

Great bank, the app is the best banking app i use. Reviewed on: 5th February 2026

Great rates, easy to use app, great customer service

Great rates, easy to use app, great customer service Reviewed on: 5th February 2026

Good interest rate and easy to use access to all acc...

Good interest rate and easy to use access to all accounts Reviewed on: 5th February 2026

Always easy to deal with, statement and balances are...

Always easy to deal with, statement and balances are easy to understand. Reviewed on: 5th February 2026

Value all round

Its been a wonderful experience,considering i took a leap of faith Reviewed on: 5th February 2026

Zopa is the way to go

Really enjoy Zopa as it's straight forward transactions and no endless questions to go through. Reviewed on: 5th February 2026

Easy communication fast payment brilliant service

Easy communication fast payment brilliant service Reviewed on: 5th February 2026

Efficient service kept we up to date ion all money m...

Efficient service kept we up to date ion all money matters, including all services Reviewed on: 5th February 2026

No issues professional service first class

No issues professional service first class Reviewed on: 5th February 2026

Seamless and friendly user interface

Seamless and friendly user interface Reviewed on: 5th February 2026

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