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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to use, love having pots to use and build up a...

Easy to use, love having pots to use and build up a little bit of money. Also we have a saver pot for our newborn which is great. Really recommend it Reviewed on: 5th February 2026

Great products and user experience, very user friend...

Great products and user experience, very user friendly app and the savings rates are very good with many options that are well explained and intuitive. Reviewed on: 5th February 2026

Great bank and savings very easy to use

Great bank and savings very easy to use Reviewed on: 5th February 2026

I love the simplicity of the App.

I love the simplicity of the App and the savings interest rates. It is also great to use the biscuit card abroad as there are no charges. Reviewed on: 5th February 2026

Great interest rates and the ability to split money...

Great interest rates and the ability to split money across different pots. Interesting to see how the AI option develops Reviewed on: 5th February 2026

2% AER plus 2% cashback on bills.

I joined Zopa because they had the best easy access savings rate (4.45%). This also came with a 7.1% regular saver that I can pay in up to £300 p.m. The current account comes with this and gives 2% AER plus 2% cashback on direct debits, so great value all round. Reviewed on: 5th February 2026

Love Zopa, easy to use app and does everything I nee...

Love Zopa, easy to use app and does everything I need it to do with no fuss Reviewed on: 5th February 2026

Very good my experience good service

Very good my experience good service Reviewed on: 5th February 2026

Amazing accommodate easy to use very clear and safe

Amazing accommodate easy to use very clear and safe Reviewed on: 5th February 2026

good interfaces, good recommendation value, good access

good interfaces, good recommendation value, good access Reviewed on: 5th February 2026

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