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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Opened this account after my son referred me.

Opened this account after my son referred me...soon discovered the excellent interest rates and benefits of the account. Reviewed on: 16th April 2026

I’m fairly new but so far everything has been great...

I’m fairly new but so far everything has been great and straightforward Reviewed on: 16th April 2026

Does what it says on the tin

Easy to open, no delay in funds and provides everything promised Reviewed on: 16th April 2026

No nonsense app with great rates

Quick to speak to somebody on chat. Great savings rates. Simple, easy to use platform. Expanding its product range Reviewed on: 16th April 2026

Opened at current and two savings accounts.

Opened at current and two savings accounts. It was hassle free and a pleasure to complete. Reviewed on: 16th April 2026

Easy to open

Easy to open, good cash incentive and again, good incentive to use card. Great saving rate. The app is easy to use and user friendly. I am very happy with this account. I would definitely recommend. Reviewed on: 16th April 2026

Reliable site; easy to navigate; good savings rates.

Good reliable site; easy to navigate; good savings rates Reviewed on: 16th April 2026

I made up to £100 on referrals!

I made up to £100 on referrals! I have recommended a Zopa to a lot of my friends who have also found it very useful! Reviewed on: 16th April 2026

I use the bank for all my savings

I used the bank for the great rates they offer and have moved most of my savings to the Reviewed on: 16th April 2026

Excellent account and competitive rates

Excellent account and competitive rates Reviewed on: 16th April 2026

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