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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent customer service and very quick to put mon...

Excellent customer service and very quick to put money in and deposit from my account Reviewed on: 16th April 2026

Love the high interest rates and the ease of transfe...

Love the high interest rates and the ease of transferring to and from other banks Reviewed on: 16th April 2026

The app is easy to use and understand.

The app is easy to use and understand. Transactions are seamless. Reviewed on: 16th April 2026

Opened this account after my son referred me.

Opened this account after my son referred me...soon discovered the excellent interest rates and benefits of the account. Reviewed on: 16th April 2026

I’m fairly new but so far everything has been great...

I’m fairly new but so far everything has been great and straightforward Reviewed on: 16th April 2026

Does what it says on the tin

Easy to open, no delay in funds and provides everything promised Reviewed on: 16th April 2026

No nonsense app with great rates

Quick to speak to somebody on chat. Great savings rates. Simple, easy to use platform. Expanding its product range Reviewed on: 16th April 2026

Opened at current and two savings accounts.

Opened at current and two savings accounts. It was hassle free and a pleasure to complete. Reviewed on: 16th April 2026

Easy to open

Easy to open, good cash incentive and again, good incentive to use card. Great saving rate. The app is easy to use and user friendly. I am very happy with this account. I would definitely recommend. Reviewed on: 16th April 2026

Reliable site; easy to navigate; good savings rates.

Good reliable site; easy to navigate; good savings rates Reviewed on: 16th April 2026

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