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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I made up to £100 on referrals!

I made up to £100 on referrals! I have recommended a Zopa to a lot of my friends who have also found it very useful! Reviewed on: 16th April 2026

I use the bank for all my savings

I used the bank for the great rates they offer and have moved most of my savings to the Reviewed on: 16th April 2026

Excellent account and competitive rates

Excellent account and competitive rates Reviewed on: 16th April 2026

Very easy to open up a bank account, also to navigat...

Very easy to open up a bank account, also to navigate the app. Reviewed on: 16th April 2026

Ease of Use

Ease of use has made Zopa Bank the best I have used ever Reviewed on: 16th April 2026

Highly recommend

I only came to ZOPA for the 7.1% savings account. However, I am using them as my main bank now and have recommended it to everyone. Everything is easy to navigate on the app and when you do need help the customer service is on point. Reviewed on: 16th April 2026

Money wizards

A great company with excellent return rates Reviewed on: 16th April 2026

Really easy and simple to use app which is very usef...

Really easy and simple to use app which is very useful, I really like the options to split my savings into pots, it’s a shame the AI customer service bit give incorrect responses sometimes, I really wish that was a real human, even if it would take longer for a response as it would be more reliable for info Reviewed on: 16th April 2026

GREAT RANGE OF PRODUCTS WITH VERY COMPETITIVE INTERE...

GREAT RANGE OF PRODUCTS WITH VERY COMPETITIVE INTEREST RATES Reviewed on: 16th April 2026

Easy to use app, great rates and fast money transfer

Easy to use app, great rates and fast money transfer Reviewed on: 16th April 2026

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