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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Always trouble free, great service

Always trouble free, great service Reviewed on: 7th March 2026

well designed banking app

Easy application and well designed banking app Reviewed on: 7th March 2026

Really happy and very easy and going to do a regular...

Really happy and very easy and going to do a regular saver Reviewed on: 7th March 2026

Easy to use and great app

Easy to use and great app, great bank Reviewed on: 7th March 2026

Good experience and also easy way to navigate the app

Good experience and also easy way to navigate the app Reviewed on: 7th March 2026

Very satisfied with service from the start

Very satisfied with service from the start Reviewed on: 7th March 2026

Speedy funds

Very quick to get funds into my bank account Reviewed on: 7th March 2026

Easy and reliable current account

I’ve been using Zopa as a current account and it’s been really easy to manage my day-to-day spending. The app is clear and straightforward, so it’s simple to check your balance and keep track of transactions. I also like that you can link other bank accounts in the app, which makes transfers much easier and more convenient. Customer service has also been quick and helpful whenever I’ve needed support. Overall it’s been a smooth and reliable banking experience and I’d definitely recommend it if you want a simple app to manage your money. Reviewed on: 7th March 2026

Great smart bank love the inspiration of the names o...

Great smart bank love the inspiration of the names of the cards Reviewed on: 7th March 2026

A smart, simple and rewarding current account

Zopa’s savings accounts strike a great balance between competitive rates and genuinely easy-to-use digital banking. The app feels modern, intuitive, and thoughtfully designed. It’s a refreshing experience compared to many traditional banks. Opening and managing accounts is straightforward, with clear visuals and helpful features that make it easy to stay on top of your money. I’ve found their savings rates consistently strong, and transfers move quickly without unnecessary hassle. The overall impression is of a smart, customer-focused platform that makes saving both rewarding and effortless. Reviewed on: 7th March 2026

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