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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

A smart, simple and rewarding current account

Zopa’s savings accounts strike a great balance between competitive rates and genuinely easy-to-use digital banking. The app feels modern, intuitive, and thoughtfully designed. It’s a refreshing experience compared to many traditional banks. Opening and managing accounts is straightforward, with clear visuals and helpful features that make it easy to stay on top of your money. I’ve found their savings rates consistently strong, and transfers move quickly without unnecessary hassle. The overall impression is of a smart, customer-focused platform that makes saving both rewarding and effortless. Reviewed on: 7th March 2026

Great product

Very easy and good efficiency and fast delivery of card Reviewed on: 7th March 2026

Steve Hines

All good, excellent service, I have no complaints Reviewed on: 7th March 2026

I had a great experience with Zoba Bank’s customer...

I had a great experience with Zoba Bank’s customer service. The staff were very professional, polite, and quick to respond. I contacted them regarding my online banking access, and they patiently guided me through the process step by step. The issue was resolved quickly, and everything was explained clearly. It’s refreshing to receive such efficient and friendly support. I highly recommend Zoba Bank for their excellent customer service and reliable banking solutions. i Reviewed on: 7th March 2026

Everything is explained in easy to understand terms

Everything is explained in easy to understand terms Reviewed on: 7th March 2026

Easy access to loans with quick approvals, making th...

Easy access to loans with quick approvals, making the process very convenient. Reviewed on: 7th March 2026

Been good am happy and all service etc been good also.

Been good am happy and all service etc been good also. Reviewed on: 7th March 2026

Very good thanks like family very well thanks

Very good thanks like family very well thanks Reviewed on: 7th March 2026

Easy to use.

Easy to use. Simple to set up the app. Reviewed on: 7th March 2026

I had no idea banking could be so easy

I had no idea banking could be so easy Reviewed on: 7th March 2026

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