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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great account, good rate o.

Great account, good rate o. Current account and savings. Also gives cash so extra bonus. Reviewed on: 7th March 2026

Always trouble free, great service

Always trouble free, great service Reviewed on: 7th March 2026

well designed banking app

Easy application and well designed banking app Reviewed on: 7th March 2026

Really happy and very easy and going to do a regular...

Really happy and very easy and going to do a regular saver Reviewed on: 7th March 2026

Easy to use and great app

Easy to use and great app, great bank Reviewed on: 7th March 2026

Good experience and also easy way to navigate the app

Good experience and also easy way to navigate the app Reviewed on: 7th March 2026

Very satisfied with service from the start

Very satisfied with service from the start Reviewed on: 7th March 2026

Speedy funds

Very quick to get funds into my bank account Reviewed on: 7th March 2026

Easy and reliable current account

I’ve been using Zopa as a current account and it’s been really easy to manage my day-to-day spending. The app is clear and straightforward, so it’s simple to check your balance and keep track of transactions. I also like that you can link other bank accounts in the app, which makes transfers much easier and more convenient. Customer service has also been quick and helpful whenever I’ve needed support. Overall it’s been a smooth and reliable banking experience and I’d definitely recommend it if you want a simple app to manage your money. Reviewed on: 7th March 2026

Great smart bank love the inspiration of the names o...

Great smart bank love the inspiration of the names of the cards Reviewed on: 7th March 2026

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