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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Bronze star

3
Good interest rate just keep getting App loading problems Reviewed on: 7th March 2026

Customer Service

5
Very easy to use the app. No wait times. Reviewed on: 7th March 2026

Modern banking

5
Zopa provide excellent user focused services. Modern app design paired with modern customer first ethics really set them apart from the competition. Reviewed on: 7th March 2026

Great staff best members lethal service

5
Great staff best members lethal service Reviewed on: 7th March 2026

Zopa is amazing!

5
Zopa is amazing! The app is so professional , the card works great , transfers go easy! Reviewed on: 7th March 2026

Muito boa a melhor esperiencia Quer ja tiver super...

5
Muito boa a melhor esperiencia Quer ja tiver super endico pra todo mundo Reviewed on: 7th March 2026

Very nice bank account for daily payments

5
Very nice bank account for daily payments Reviewed on: 7th March 2026

Zopa are easy and straight forward to use

5
Zopa are easy and straight forward to use Reviewed on: 7th March 2026

Brilliant, simple.

5
Brilliant, simple sign up and all in all good. Reviewed on: 7th March 2026

Exceptional

5
excellent customer service, Very informative reliable and understanding Reviewed on: 7th March 2026

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