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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great experience

Great experience, easy set up, good communication, received card quickly Reviewed on: 9th March 2026

Good value for money

Good value for money, the 7.1% account is good but you can only put in £300 in monthly - something to be aware of Reviewed on: 9th March 2026

A wonderful bank - I highly recommend

Super quick and easy to set up an account. There are lots of little benefits too from incentives to get friends to join to earning on bill payments. Reviewed on: 9th March 2026

Excellent service easy to use

Excellent service easy to use app great reward for referral thank highly recommended Reviewed on: 9th March 2026

Attractive saving rates, on par with a major brand

Attractive saving rates, on par with a major brand Reviewed on: 9th March 2026

Excellent support

Very secure and perfect communication Reviewed on: 9th March 2026

Very convenient for daily use and the team members a...

Very convenient for daily use and the team members are also very supportive and helpful Reviewed on: 9th March 2026

Excellent all round, especially the rates of interest

Excellent all round, especially the rates of interest Reviewed on: 9th March 2026

Zopa for a great simple to use account.

Since joining zopa i have found it to be excellent super easy to use account has fast become my favourite account. Reviewed on: 9th March 2026

Easy to set up and use.

Easy to set up app banking and straightforward to use. Good range of products and competitive rates for savings. Reviewed on: 8th March 2026

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