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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Credit card

5
Good service easy application giving people a chance for a credit card Reviewed on: 8th March 2026

I am comfortable with the use of the account.

5
I am comfortable with the use of the account. Reviewed on: 8th March 2026

It’s good for looking after your money

4
It’s good for looking after your money Reviewed on: 8th March 2026

Brilliant and easy to use.

5
Brilliant and easy to use. Very helpful Reviewed on: 8th March 2026

Great company to deal with !

5
Great company to deal with ! No Hassle just great service. Reviewed on: 8th March 2026

Factual information accompanied by first class custo...

5
Factual information accompanied by first class customer service. Reviewed on: 8th March 2026

What's not to like.

5
So far no issues. Easy setup, good savings rate. Reviewed on: 8th March 2026

Ease of access to information and quick responses to...

5
Ease of access to information and quick responses to questions Reviewed on: 8th March 2026

Problem with fraudulent transaction.

5
Problem with fraudulent transaction. Sorted quickly without hassle Reviewed on: 8th March 2026

I am still a new customer, so do not have much expos...

4
I am still a new customer, so do not have much exposure yet. To open the account was easy and straightforward to do. I am very happy so far. Reviewed on: 8th March 2026

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