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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very quick and good products.

Very quick and good products. Happy with the bank. Reviewed on: 10th March 2026

Very good experience

Very good experience, money is there when you need it. Low interest rate and the app is very simple Reviewed on: 9th March 2026

I love this bank, it provides competitive products a...

I love this bank, it provides competitive products and interets Reviewed on: 9th March 2026

Zopa strikes the right balance between casual friend...

Zopa strikes the right balance between casual friendliness and professionalism. Reviewed on: 9th March 2026

Have very good cashback on bills

Have very good cashback on bills Reviewed on: 9th March 2026

the best and good collaborator I am most pleased wit...

the best and good collaborator I am most pleased with you Reviewed on: 9th March 2026

Very good company Excellent very Healfull.

Very good company Excellent very Healfull. Reviewed on: 9th March 2026

Great experience

Great experience, easy set up, good communication, received card quickly Reviewed on: 9th March 2026

Good value for money

Good value for money, the 7.1% account is good but you can only put in £300 in monthly - something to be aware of Reviewed on: 9th March 2026

A wonderful bank - I highly recommend

Super quick and easy to set up an account. There are lots of little benefits too from incentives to get friends to join to earning on bill payments. Reviewed on: 9th March 2026

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